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5 Ways to Save Money This Holiday Season (Without Disappointing Anyone)

Success

So, the holidays and all the cheerful “requirements” that come with it, from gift-giving for dozens of people to taking time off work, can just add another layer of stress in a season meant for joy and relaxation. Like other founders, Howell usually puts any money she makes back into her company, calling for some careful budgeting.

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5 Long-Term Financial Goals and How to Achieve Them

Success

Pay off major debts Expected time: 5+ years Account types: Credit card debt, mortgage, student loans, car loans Getting out of debt is essential to the success of your other long-term financial goals. In addition to your own contributions, many children receive cash gifts for birthdays or holiday presents over the years.

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8 Pieces of Financial Advice for New College Graduates

Success

After all, learning how to manage your finances before money mistakes happen can help you avoid easy-to-make slip-ups like dings to your credit score or an overdrawn bank account. Before opening accounts or building budgets, spend a little time reflecting on your patterns. Start an emergency fund.

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How to Know If You’re Financially Ready to Start a Business

Success

For example, if a relative gives you an intrafamily loan, they’ll want to charge a minimum interest rate so it doesn’t count as a gift (which would trigger gift taxes). So to determine whether you’re financially stable , you’ll need to do a deep dive into your personal budget. Photo by Odua Images.

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7 Ways to Save Money on Groceries without Clipping Coupons

Success

Since everyone needs to eat despite rising prices, many people are getting creative about how to save money on groceries. Keep reading for ways to help you make the most of your budget. How to save money on groceries Your spending will vary based on where you shop, what you buy and how many people you have to feed.

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How to Stop a Mooching Co-Worker

On The Job

Brad is the guy in the office who never seems to have even a dollar on him to contribute to a colleague's birthday gift. He also has not paid you back for the lunch you paid for because he didn't have his credit card with him at the time. When Brad asks you to float him a loan, tell him you're sorry, but you're on a budget now.

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How to Save Money on Christmas Spending

Ian's Messy Desk

Work from a Budget. Make a list of everyone you plan to give holiday gifts to this year with an estimate of what you want to spend. Add a small buffer for unexpected gifts for people you forgot to include, or for people who unexpectedly gave you a gift and you feel you have to reciprocate. image via Wikipedia.

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