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5 Smart Money Hacks to Help You Budget for the Holidays

Success

With the economy making everyone extra cautious about spending , I really wanted to give myself the gift of not worrying about money this holiday season. How can anyone on a budget relax about money during the holidays? Here are a few hacks I’ve used over the years to help me both budget and enjoy the holidays. Be honest.

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5 Long-Term Financial Goals and How to Achieve Them

Success

Pay off major debts Expected time: 5+ years Account types: Credit card debt, mortgage, student loans, car loans Getting out of debt is essential to the success of your other long-term financial goals. In addition to your own contributions, many children receive cash gifts for birthdays or holiday presents over the years.

Goals 288
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How to Know If You’re Financially Ready to Start a Business

Success

For example, if a relative gives you an intrafamily loan, they’ll want to charge a minimum interest rate so it doesn’t count as a gift (which would trigger gift taxes). So to determine whether you’re financially stable , you’ll need to do a deep dive into your personal budget.

Expenses 342
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7 Ways to Save Money on Groceries without Clipping Coupons

Success

Keep reading for ways to help you make the most of your budget. But with some simple changes to how you shop, you can stretch your food budget further. Many stores offer loyalty cards or points you can redeem on future orders or at the gas pump. Why are groceries so expensive right now? from April 2022 to April 2023.

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How to Stop a Mooching Co-Worker

On The Job

Brad is the guy in the office who never seems to have even a dollar on him to contribute to a colleague's birthday gift. He also has not paid you back for the lunch you paid for because he didn't have his credit card with him at the time. When Brad asks you to float him a loan, tell him you're sorry, but you're on a budget now.

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10 Christmas Organizing Tips

Ian's Messy Desk

You can also create columns on your spreadsheet to track gift ideas, friends’ children’s names, ages, birthdays, etc. Have a gift-wrap center. If you have to search for a gift-wrap supply each time you need to use it, that’s not organized or easy. Ask people what they want for gifts. Set a budget. Shop on-line.

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5 Ways to Save Money This Holiday Season (Without Disappointing Anyone)

Success

So, the holidays and all the cheerful “requirements” that come with it, from gift-giving for dozens of people to taking time off work, can just add another layer of stress in a season meant for joy and relaxation. Like other founders, Howell usually puts any money she makes back into her company, calling for some careful budgeting.

Holidays 325