article thumbnail

5 Smart Money Hacks to Help You Budget for the Holidays

Success

How can anyone on a budget relax about money during the holidays? Of course, we can make attempts like embracing self-care. Here are a few hacks I’ve used over the years to help me both budget and enjoy the holidays. Consider it my gift to you, my fellow budgeters. Be honest. I honestly love gift-shopping. so I keep one.

Budget 328
article thumbnail

A Single Mother Struggling to Budget Weighs the Balance Between Just Surviving and Really Living

Success

So, I had to learn to stick to my budget , which wasn’t easy, especially for someone who’d had to repeat a year of high school math. How did I rationalize spending money that put me slightly over budget? These days, my biggest “little” indulgence is the way I use my credit card reward points.

Budget 264
Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

The Biggest Financial Mistakes to Avoid in Your 20s

Success

Not to mention, low wages, staggering student debt and compounding credit card debt. In the long run, this ignorance is bliss mentality only leads to more problems, whether it’s mounting credit card debt or puny retirement funds. Soaring food prices: grocery prices have increased by 25% over the past four years.

article thumbnail

30 New Year’s Resolution Ideas to Make 2024 Healthier, Happier & More Secure

Success

Online personal development courses can help you build inner peace and soft skills. New Year’s resolution ideas to improve personal finance Create a monthly budget. Empower yourself to live debt-free by paying down high-interest debts such as credit cards. Improve your credit score. Learn a new skill. Reduce debt.

2024 299
article thumbnail

Don’t Let Shame Around Money Rule Your Life: How to Heal It

Success

For instance, if you set a holiday budget and then went way over that, you might feel guilty and start looking for ways to cut back in other areas. Overspending: Thinking that you’re so deep in debt that what’s one more charge on the credit card or one more night out, so you just keep digging yourself a deeper and deeper hole.

article thumbnail

How Financial Wellness Programs Can Benefit Employees and Employers

Success

Employees who maintained a budget experienced significantly lower levels of stress and distraction at work during the pandemic,” according to a survey by You Need a Budget (YNAB). What’s more, because people often experience some shame around some of their financial challenges, employees can participate in YNAB courses anonymously.

article thumbnail

Data Safety First: 3 Tools To Help Secure Your Business Online

Allwork

Here are three great tools to consider when boosting your organization’s security: 1Password 1Password offers a convenient way for businesses to store, manage, and protect sensitive information — like login credentials and credit card data. The study found that the service also “increased employee productivity worth $158,000.”