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5 Smart Money Hacks to Help You Budget for the Holidays

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But even with inflation going down, I knew I could be setting myself up for disappointment. How can anyone on a budget relax about money during the holidays? Here are a few hacks I’ve used over the years to help me both budget and enjoy the holidays. Consider it my gift to you, my fellow budgeters. Be honest.

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6 Real-Life Budgeting Tips to Save More Money

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Growing up, I had a green tin box where I stashed all of my cushion-hunting treasures. Some of the highest-quality clothes and shoes in my closet have cost less than a latté. But I’m shocked when I see the cost of certain treatments and hair cuts. What’s the difference between me and them? Well, practice.

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A Single Mother Struggling to Budget Weighs the Balance Between Just Surviving and Really Living

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So, I had to learn to stick to my budget , which wasn’t easy, especially for someone who’d had to repeat a year of high school math. I quickly learned that with small children, every moment you are away from them costs money. If I wanted them picked up from school, or to go for a quick after-work run, I had to pay a sitter.

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How to Create a Budget: 6 Steps to Get You on the Path to Financial Security

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The cost of building a life isn’t. We all know expenses exist, but the numbers keep adding up—rent, water, trash, electricity, cable, Internet, car insurance, renter’s insurance, gas, cell phone. According to a Gallup survey , only one in three Americans prepares a detailed household budget. It all feels a bit much.

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Using a Financial Planning Checklist Can Help You Meet Your Goals

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Although there are multiple ways to ‘tidy up’ your money , a list that you return to monthly or quarterly allows you to keep track of specific areas each time, giving you better data. Keep a running tally or spreadsheet to help you quickly calculate costs in each category so you can compare them across the last three months.

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7 Short-Term Financial Goals and How to Achieve Them

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Start with rebalancing your budget Your first step in setting a realistic goal is to review and rebalance your budget. Since short-term goals are generally completed within a year, you’ll need to make sure you have room in your budget to allocate funds to your goals. Do you have room in your budget to save for your goals?

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5 Financial Basics Everyone Should Know

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Managing your finances can feel overwhelming, especially if you’re trying to keep up with the latest budgeting software, personal finance app or investment hack and not just the financial basics. While it’s essential to keep up with some financial news, trying to track every detail can weigh you down.