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30 New Year’s Resolution Ideas to Make 2024 Healthier, Happier & More Secure

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Read at least one book per month to reduce stress and expand your knowledge. Save more for retirement. Increase contributions to retirement accounts such as your 401(k) or IRA. Empower yourself to live debt-free by paying down high-interest debts such as credit cards. Improve your credit score. Reduce debt.

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Have a Strategic Plan So You Can Cash Out On Your Terms

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Listen to this week’s episode of the rich & REGULAR podcast about our new book, Cashing Out , available on June 14, 2022, and keep reading for some thoughts about developing a strategic plan to cash out of your job on your terms. Include balances of your non-retirement accounts and other assets. Think strategically.

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5 Smart Money Hacks to Help You Budget for the Holidays

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One year, I even wrapped up some of my favorite books from my bookshelf to give. This might seem overly frugal, but each book was chosen with care—and in the end, far more meaningful than some gadget impulse bought on Cyber Monday. Remember, it’s December. Consider giving donations instead of physical presents. Increase your income.

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How to Find Your Money ‘Why’

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How many bath bombs have been purchased on credit cards in the name of self-care? In her book Loaded , behavioral economist Sarah Newcomb writes about these values in terms of “needs” and explains that the infamous “latte factor” can in fact be scratching the need for “social connection.” Don’t list too many.

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Stacey Abrams’ New Co-Authored Book Details the Struggles Black Entrepreneurs Still Face and Why Business Partnership Differences Can Be Your Superpower

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For this reason, many Black business owners cannot access loans from traditional lending institutions and often turn to credit cards, their own savings or nonprofit community lenders. They dip into retirement savings, run up credit card debt or ramp up slowly while juggling day jobs. Copyright © 2022 by Stacey Y.

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How My Experience as a Black Entrepreneur Shaped My Views on Building Financial Freedom

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What if he wrote down my name from my credit card and used it to find out who I was? Instead, in an effort to avoid conflict altogether, they are far more likely to quit, which could have a negative impact on their earning potential, retirement account contributions, health care coverage and other financial employee benefits.

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16 Rich Habits

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My ensuing book became a sort of instruction manual for how to become wealthy. Stay away from accumulating credit card debt. Contribute as much as you can afford to a retirement plan. The gulf between Rich Habits and Poverty Habits is staggering. Ninety-four percent of the wealthy buy instead of leasing.

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