article thumbnail

5 Smart Money Hacks to Help You Budget for the Holidays

Success

How can anyone on a budget relax about money during the holidays? Here are a few hacks I’ve used over the years to help me both budget and enjoy the holidays. Consider it my gift to you, my fellow budgeters. Still, having a fixed sum in my head that won’t put me over budget leaves me freer to enjoy what shopping I can do.

Budget 328
article thumbnail

30 New Year’s Resolution Ideas to Make 2024 Healthier, Happier & More Secure

Success

Read at least one book per month to reduce stress and expand your knowledge. New Year’s resolution ideas to improve personal finance Create a monthly budget. Empower yourself to live debt-free by paying down high-interest debts such as credit cards. Improve your credit score. Build a reading habit. Reduce debt.

2024 299
Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

How to Create a Personal Financial Plan

Success

Keeping your targets in front of you can be challenging when you feel pressured to say yes to friends during a night out or tempted to blow your budget in a moment of excitement. Aggressively pay down credit card or other debt. Creating a budget for each trip you want to take. Goal : Traveling.

article thumbnail

These Are Nicole Lapin’s 6 Money Tips for Living Your Richest Life

Success

“It’s not your momma’s finance lesson,” Lapin says in describing her book, Rich B h: A Simple 12-Step Plan for Getting Your Financial Life Together… Finally. Throughout the book, she shares personal anecdotes and examples, such as how she painlessly eliminated a $5,000 credit-card balance. Behold the new LBD.

article thumbnail

Data Safety First: 3 Tools To Help Secure Your Business Online

Allwork

Here are three great tools to consider when boosting your organization’s security: 1Password 1Password offers a convenient way for businesses to store, manage, and protect sensitive information — like login credentials and credit card data. In fact, over 8,000 workplaces are already using the service, according to the company.

article thumbnail

How to Find Your Money ‘Why’

Success

How many bath bombs have been purchased on credit cards in the name of self-care? In her book Loaded , behavioral economist Sarah Newcomb writes about these values in terms of “needs” and explains that the infamous “latte factor” can in fact be scratching the need for “social connection.” Don’t list too many.

article thumbnail

Have a Strategic Plan So You Can Cash Out On Your Terms

Success

Listen to this week’s episode of the rich & REGULAR podcast about our new book, Cashing Out , available on June 14, 2022, and keep reading for some thoughts about developing a strategic plan to cash out of your job on your terms. Once you know how you’ll spend some of your free time, start to include some budget numbers in your plans.