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A Single Mother Struggling to Budget Weighs the Balance Between Just Surviving and Really Living

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So, I had to learn to stick to my budget , which wasn’t easy, especially for someone who’d had to repeat a year of high school math. How did I rationalize spending money that put me slightly over budget? What I took from this is that, if we don’t deny ourselves small pleasures, we have a better chance of sticking to our main goal.

Budget 263
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3 Ways to Avoid Overspending During the Holidays

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We’d spend the majority of the year being diligent budgeters and ignoring our desires to take lavish vacations, spend heavily on meals or buy the newest gadget. Every January, we would find ourselves with a large credit card balance and would have to adjust our goals to make up for it. And then November would roll around.

Holidays 239
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A Millennial’s Guide to Finances: 5 Things to Start Before You Turn 30

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I promise this will not be another article that berates your affinity for avocado toast (pro tip, if you prepare it at home it’s half the price!) Track your budget. If you need additional capabilities, she suggests you try You Need a Budget (YNAB ), but note that this requires a monthly fee. and Fuse Mortgage Inc.,

Finance 276
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Can I Go into Retirement Early With FIRE?

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If any of these scenarios sound ideal, you may be dreaming of a FIRE retirement lifestyle. It’s a movement that helps people take control of their financial independence by making trade-offs, such as extreme saving and budgeting early in their careers, to retire earlier in life—often decades ahead of a conventional retirement plan.

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The 11 Dumbest New Year’s Resolutions of All Time

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Realize I could have postponed that weep-a-thon by probably 20 years if I would have taken the article I’m reading right this second more seriously. Rather, it has to be a lifestyle. Values are much more powerful than goals. Goals are superficial. Goals are directional. What does ‘Red Dye No. 2’ even mean?”.

Health 276
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How to Refresh Your Failed New Year’s Resolutions

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We make our first goofs on the new budgets we’ve set for ourselves. Why New Year’s resolutions fail One reason we may fail our New Year’s resolutions is because we might not be making the right goals. It’s also possible that we’re not making goals in a way that draws on our motivations and sense of self.

Goals 246
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Good to Great: 6 Tips for the Journey from Health to Strength

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In fact, health care costs in general have been rising sharply for many years, as they continue to consume a larger share of our budgets. Wherever you are along the path of life, you can create a new, higher trajectory—a goal for a life of freedom, strength and abundant energy. Reboot, reset, rejuvenate. Share your strength.

Health 263