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2023 Financial Forecast: How to Prepare for the Year Ahead

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Admittedly, that’s not much of a time difference, but then again, somehow it’s almost time to bring out the 2023 calendars. Although a trusty crystal ball may help you avoid any pitfalls, there are bound to be both good and bad surprises that await you in 2023. What does financial security look like in 2023?

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5 Top Software Picks To Revolutionize Your Coworking Space Management In 2023

Allwork

Key features of Cobot include a 30-day free trial that allows coworking operators to test its core features before committing to long-term or expensive obligations. The post 5 Top Software Picks To Revolutionize Your Coworking Space Management In 2023 appeared first on Allwork.Space.

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The 8 Biggest Financial Mistakes to Avoid in Your 60s

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And the same could be said if they decide to take up an expensive hobby to fill the time they previously devoted to work. Financial planning aims to determine “the number” people need to cover their long-term expenses, health care and goals. However, these benchmark ages may not serve everyone’s circumstances.

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Using a Financial Planning Checklist Can Help You Meet Your Goals

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If you like having hard copies of information in front of you, print out statements from the last quarter, and use highlighters or other color-coding to sort your expenses into different groups. Subtract your net income from your net expenses. See how your spending breaks down and determine where (or if) you need to adjust your budget.

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SEP IRA: What You Need to Know About This Retirement Plan Option

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Unlike other retirement plan options, there are no filing requirements or expensive fees to maintain a SEP IRA. SEP IRA contribution limits for 2023 One of the benefits of a SEP IRA is the amount that can be put away for retirement. The SEP IRA has one of the highest 2023 contribution limits of any retirement plan.

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Some Companies Are Asking Employees to Pay for Training to Increase Buy-in. But Does It Work?

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I don’t think there are really advantages to this for the employee. Advanced certification/degree programs: Messina says in this case it’s “reasonable” to expect some literal buy-in from the employee, sharing the expense of the tuition. When employees are well trained, they’re more likely to care about the company’s mission.

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If Sending Christmas Cards Feels Like a Chore, Here’s How to Politely Opt Out

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Rising prices may be a factor: Americans are cutting back on spending, with 64% of adults spending less on “nonessentials,” according to a 2023 joint survey of Statista Q and We Are Social. Opting out of traditional cards isn’t shirking a tradition; it’s reclaiming time.” Mailing holiday cards is a popular tradition.

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