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The 6 Biggest Financial Mistakes to Avoid in Your 30s

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That keeping up with the Joneses can lead to expenses surpassing income—and the debt that comes with it. have maxed out their credit cards to cover expenses due to inflation. It’s about understanding the expenses that bring your family joy and spending money on [items] that are of a higher value to your family,” he observes.

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7 Ways to Save Money on Groceries without Clipping Coupons

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Keep reading for ways to help you make the most of your budget. Why are groceries so expensive right now? This is on top of an 11% rise in retail food prices from 2021 to 2022, according to the Government Accountability Office (GAO), the most significant increase in 40 years. That’s 200% higher than prices in 2021.

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Is Earned Wage Access A Wolf In Sheep’s Clothing?

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The ability to access capital is great — but not when it comes at the expense of the workers. With budgeting and financial planning courses, online presentations, or virtual seminars, employees can get a feel for what their monthly budget needs to look like.

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3 Ways to Avoid Overspending During the Holidays

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We’d spend the majority of the year being diligent budgeters and ignoring our desires to take lavish vacations, spend heavily on meals or buy the newest gadget. As much as we love nice things, we made faster progress toward our financial goals when we realized that those little upgrades are not just one-time expenses.

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2023 Financial Forecast: How to Prepare for the Year Ahead

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It’s become more difficult in the past year, however, to know what your expenses will be each month—and that makes it all the more challenging to stick to a budget. In the past year, two dynamics in the broader economy have made it especially difficult to stick with a budget and avoid racking up debt.

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Avoid Using “Buy Now, Pay Later” By Planning Ahead

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According to a recent NerdWallet survey , 37% of respondents used BNPL services in 2021, and 12% of those borrowers used the service at least five times within the last year. Instead of relying on credit to meet your financial needs, consider doing the following: Make a budget. Know the risks. Save for big purchases.

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Some Companies Are Asking Employees to Pay for Training to Increase Buy-in. But Does It Work?

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a New York City-based certified psychologist and founder and CEO of FORTE Collective, says to first consider which type you are dealing with: Optional professional development training: “Companies should invest in their high-potential talent and provide a budget for professional training opportunities. Jennifer Messina, Ph.D.,

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