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How to Organize Your Wallet

Clutter Coach

Credit cards :  You really only need one, or two if you have a business.    You have to be very organized to take advantage of perks like frequent flyer miles on credit cards.  Originally posted 2015-02-23 19:09:33.   Possible return? 

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Bad Credit 101: The Small Mistakes That Are Killing Your Score

Success

You just applied for a credit card, or maybe it was a new apartment or a loan, and you got denied. You were under the impression that your credit was solid. It just sucker punched you in the face, so now you’re wondering what’s causing your bad credit score. Using too much credit isn’t good.