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The 10 Best Books on Personal Finance

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Money is a complicated topic, and figuring out how to manage it requires time and effort. Take a look at these 10 books on personal finance, and find the best fit (or fits) for you to begin cultivating beneficial financial habits today. Retire Before Mom and Dad: The Simple Numbers Behind A Lifetime of Financial Freedom.

Finance 246
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5 Long-Term Financial Goals and How to Achieve Them

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These goals provide motivation, direction and discipline when managing your finances. Save for retirement Expected time: 10-35 years Account types: Retirement plans including IRAs, 401(k)s and pensions Planning for retirement is one of the most common long-term financial goals.

Goals 285
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7 Apps to Teach Kids About Money

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The days of working hard to earn a buck aren’t exactly gone, but the personal finance landscape is certainly more complicated now than it was a few decades ago. A 2017 study found that disparities in financial literacy may account for as much as 40 percent of the wealth gap between those retiring with more and those retiring with less.

Verizon 264
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Want to Retain Your Team? Offer Financial Well-being Programs

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For employees, finances are actually the top source of stress — even more so than health or family issues. . According to SHRM , 35% of HR professionals surveyed offered financial planning benefits for long-term security, such as sessions with a financial advisor on wealth management, investments and estate planning.

Finance 290
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5 Tips to Make Filing Taxes Easier for Freelancers in 2023

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Five tips to make freelance taxes easier These tips for freelancers can help you prepare for filing your taxes and help you manage your money better throughout the year. Save for retirement When trying to get a business off the ground or earn enough to cover your monthly bills, saving for retirement might seem like a luxury you can’t afford.

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Start Talking to Your Kids About Investing—Here’s Where to Start

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It’s essential to get started, though: According to a recent Bankrate survey , “four in 10 teenagers (41%) were not receiving any financial literacy education in school.” Additionally, “54% of teenagers… reported feeling unprepared to finance the life they hope to have in adulthood.”.

Finance 246
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Tips and Resources to Scale Your Small Business

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A written business plan is crucial to clarify your plans and your finances, Marshall says. To manage the challenges of running your own business, you need a relationship with a lawyer, an accountant and any other professionals specific to your business,” Marshall says. Equity costs more than debt because investors assume more risk.”

Finance 290