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12 Essential Tips Every Solo Traveler Needs to Know

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Use the cloud Scan or take photos of your flight and hotel confirmations, credit card and insurance cards, and any other documents that might be useful. A sheet has multiple uses, including covering up questionable bedding, being a light blanket, or even being a towel if needed.

Travel 163
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8 Pieces of Financial Advice for New College Graduates

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After all, learning how to manage your finances before money mistakes happen can help you avoid easy-to-make slip-ups like dings to your credit score or an overdrawn bank account. Before you start divvying up your paycheck into budget lines, it’s a good idea to decide first how much savings you need to set aside for a rainy day.

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Everything You Need to Know About Emergency Funds

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If you’ve ever had to pull out a credit card to deal with a dentist or emergency vet bill, you likely know the pain of wondering how you’ll pay for an unexpected expense. Break the total you’re aiming for into a monthly savings target and set up automatic withdrawals on payday to help you contribute without thinking about it.

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Avoid Using “Buy Now, Pay Later” By Planning Ahead

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But while it can be a convenient way to make purchases and get the things you need without using a credit card, it can also become a financial headache if you aren’t careful. Falling behind on payments can mean late fees and possibly even a dip in your credit score if the problem isn’t fixed quickly.

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4 Smart Money Moves to Plan for Financial Security

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A survey by Insider and Morning Consult from 2019 showed that millennials were more likely to put off buying houses, making career moves, undergoing medical procedures and even getting hitched—all because of cash-related reasons. But it’s really no surprise that millennials have trouble dealing with their finances. Trust me: I get it.

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How My Experience as a Black Entrepreneur Shaped My Views on Building Financial Freedom

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Anytime I thought about the trip or the project came up as a topic of conversation in meetings, I found myself spiraling down a path of worst-case scenarios: What if the server had put something in my food? What if he wrote down my name from my credit card and used it to find out who I was?

Medical 273
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How to Save Money on Your Car Insurance

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A deductible is the portion of the repair or medical bills you are responsible for paying if you are found at fault in an accident. Once you pay this amount, the insurance company covers the rest of the costs up to the policy limits. If you find a mistake, file a dispute to remove the error and clean up your record.

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