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30 New Year’s Resolution Ideas to Make 2024 Healthier, Happier & More Secure

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Once you’ve identified your areas of focus, plan your approach by setting SMART goals. That is, goals that are specific, measurable, attainable, relevant to your needs and time-bound. New Year’s resolutions are, after all, goals for personal growth and development. Remain flexible and adjust your goals as necessary.

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Transforming Your Relationship with Money

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We are often told by personal finance experts that money should only be viewed as a tool to reach our goals, with no emotions attached to it. With that feeling comes a sense you can never reach your financial goals. Determine the facts. Work with them to develop strategies to help you break these patterns. Change takes time.

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How Toxic Positivity Can Hurt Your Finances

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While staying positive is essential to reaching your goals, pushing aside or suppressing negative feelings can make things worse in the long run. Pushing off conversations about life insurance, retirement savings or long-term care doesn’t protect you from the negative feelings the subjects bring up.

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16 Rich Habits

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Stay away from accumulating credit card debt. Contribute as much as you can afford to a retirement plan. Instead, these successful people use their free time engaged in personal development, networking, volunteering, working side jobs or side businesses , or pursuing some goal that will lead to rewards down the road.

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44 Ways to Kick-Start Your New Year

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Is there one thing that will make the difference between actually achieving your goals and chalking them up to yet another year’s unfulfilled resolutions? Visualize your goals as already complete. Write a 101 life-goal list. I want my financial future to be bright and to have no worries when I’m older and ready to retire.

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