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7 Money Mistakes You’re Making in Your 20s

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Paying credit card interest or fees. A credit card can be a useful tool. Some offer reward programs like cash back, grocery points or travel discounts that can be very worthwhile. The credit card companies have enough money, so why give them more? Something else to look out for is annual fees.

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5 Smart Money Hacks to Help You Budget for the Holidays

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So, how can we enjoy the holidays without stressing about the inevitable dent they’ll leave in our savings? But the stress of starting the new year already over budget detracts from the fun of finding items friends and family will love. Here are a few hacks I’ve used over the years to help me both budget and enjoy the holidays.

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