Success

SEPTEMBER 3, 2022

How much debt do I have (credit cards, student loans, car loans, mortgages, etc.)? What are my basic monthly living expenses (including food, shelter, health insurance, utilities, phone, transportation and childcare)? Am I anticipating any major life events with significant expenses attached (like a new baby or retirement)?

Credit Card 286

Credit Card 2008 Expenses Finance 286

Success

SEPTEMBER 19, 2021

To get all your ducks in a row and ensure you’re ready to jump into creating a new company, you need to craft a robust business plan that accounts for the myriad financial considerations of setting up a business. Are you currently earmarking 15% to 20% of your income for retirement? Divide your expenses into one-time (e.g.,

Expenses 342

Expenses Credit Card Retirement Gifts 342

Success

JULY 20, 2021

They don’t have a purpose for the money they’re saving, and they often end up splurging on stuff they don’t really need (or want) rather than using it to fund a life goal such as buying a house or saving up for retirement. So only adjust your emergency fund if your monthly expenses increase, you get a raise, or you gain dependents.

Retirement 328

Retirement Finance Expenses Goals 328

Success

DECEMBER 6, 2022

For years, I put in for my FSA reimbursement to be paid out in December and used it like a “holiday bonus” to cover my extra expenses. Increase your income. Start your spring-cleaning early and sell everything you don’t want to keep.

Budget 328

Budget Holidays Gifts Credit Card 328

Success

MARCH 8, 2022

How many bath bombs have been purchased on credit cards in the name of self-care? Too often, companies make us feel like we have to choose everything at once, but choosing to spend in one area now needn’t mean we can never spend another way. Or, if that’s too much, imagine the speech a colleague might give upon your retirement.

Credit Card 264

Credit Card Purchasing 2019 Retirement 264

Success

JUNE 23, 2023

You may need to create rules for yourself, like that a percentage of your paycheck needs to go toward retirement savings before you can buy something just for fun. You may not be able to escape using a credit card for some unexpected expenses, especially if you’re just starting a new job and haven’t had time to build your savings.

Credit Card 264

Credit Card Budget Retirement Expenses 264

Success

JUNE 28, 2021

Stay away from accumulating credit card debt. Try to stash six months of living expenses in an emergency fund in case you lose your job or your business goes belly-up. Try to stash six months of living expenses in an emergency fund in case you lose your job or your business goes belly-up. Don’t gamble.

Mentoring 317

Mentoring Budget Goals Credit Card 317

Success

JULY 19, 2022

W-2 employees are employed through a company and automatically have their taxes deducted from their paychecks. When you work for a company, you and your employer split Social Security and Medicare taxes. Before going into business for yourself, you should have an account set aside to save for these additional expenses.

Retirement 321

Retirement Expenses Budget Credit Card 321

Success

JANUARY 27, 2023

Mint also offers educational resources to help you learn about personal finance and various calculators to help you with your retirement planning , debt repayment timeline or savings rate. So it makes money through ads and providing offers from financial partners for products like loans, credit cards or investments.

Budget 246

Budget Credit Card Finance Retirement 246

Musings of a High-Level Executive Assistant

JULY 10, 2012

So if you have a good credit score it’s more peace of mind for your executive and company. There are numerous examples of people stealing from companies or doing illegal things. Have enough credit. It was for catered food at a place that did not take payments over the phone with a credit card.

Job Hunting 40

Job Hunting Credit Card Finance Gifts 40

Musings of a High-Level Executive Assistant

NOVEMBER 1, 2012

Always buy the most expensive health insurance you can afford. Also look thru your employee handbook to save as much money as possible with your company matching 401k program and pre-tax contributions, employee discounts and perks, paid on going education, flexible spending accounts, etc. Retirement is your 401k, CDs, cash, etc.

Salary 40

Salary Credit Card Job Hunting Retirement 40

Success

SEPTEMBER 21, 2021

There is an escape from the Money Panic, and it doesn’t involve selling off retirement investments or increasing your credit card limit. Cut expenses to the bone. To take a new company to profitability requires a herculean effort, day in and day out, for much longer than you might hope. You are the company.

Salary 363

Salary Mentoring Credit Card Budget 363

Stephanie LH Calahan

DECEMBER 23, 2010

Cut down on the number of accounts you have, cut down on your credit cards, spend less, reduce your bills.  The problem with many of us is that we always think that we’ll be happy when we reach a certain destination — when we get a certain job, or retire, or get our dream house.   Retire early.   15. 

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Goals Credit Card Retirement Stress 100