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How to Create a Budget: 6 Steps to Get You on the Path to Financial Security

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Managing money is intimidating, but it’s 100 percent doable—and it’s pretty darn necessary if you want to be in control of your dollars. Dive into a digital finance manager, excel sheets, worksheets and a homemade bill binder. It all feels a bit much. Set goals and adjust your expenses. Write it down as you go.

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How My Experience as a Black Entrepreneur Shaped My Views on Building Financial Freedom

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When I returned to my office in Atlanta, I shared the nerve-wracking experience with my manager, one of the few Black directors in the company. What if he wrote down my name from my credit card and used it to find out who I was? Yeah, these things happen. Bet you’ll never go there for a vacation,” he said sarcastically.

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