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How to Create a Budget: 6 Steps to Get You on the Path to Financial Security

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According to a Gallup survey , only one in three Americans prepares a detailed household budget. And if you’re not a recent grad but someone who just wants to get those dollar signs situated, a budget’s a budget—it doesn’t discriminate, and everyone should have one. That’s a big red flag—you need a budget.

Budget 279
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How Financial Wellness Programs Can Benefit Employees and Employers

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In fact, 54% of employers currently offer financial wellness programs, based on responses to an annual survey conducted by the Employee Benefit Research Institute (EBRI). Companies can gauge employees’ interest in financial wellness programs by conducting anonymous surveys, she adds. Such benefits can yield significant results.

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4 Smart Money Rules for Couples Living on One Income

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The median household income for families with two full-time working parents is just over $100,000, compared with just $55,000 for households where only one parent works full time, according to a 2015 Pew Research Center survey. Catherine Alford, who became the sole earner while her husband was in medical school, took that approach.

Finance 246
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Want to Retain Your Team? Offer Financial Well-being Programs

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According to SHRM , 35% of HR professionals surveyed offered financial planning benefits for long-term security, such as sessions with a financial advisor on wealth management, investments and estate planning. It can be a shock to new parents to know that the Federal Medical Leave Act does not guarantee any sort of pay.

Finance 290
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Avoid Using “Buy Now, Pay Later” By Planning Ahead

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According to a recent NerdWallet survey , 37% of respondents used BNPL services in 2021, and 12% of those borrowers used the service at least five times within the last year. Instead of relying on credit to meet your financial needs, consider doing the following: Make a budget. Know the risks.

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Medicare forcing hospitals to improve their customer service

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The survey is called Hospital Consumer Assessment of Health-care Providers and Services (HCAHPS) and contains 27 pertinent questions about a patient’s hospital experience. What happens however, in the poorer hospital areas where massages and high paid chefs are not an option in the medical hospital budget?

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How to Become a Certified Coach

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They often have specialized and sometimes medical training on diagnosable mental health issues. These are actual findings from an industry survey. Therapists usually seek past traumas first and the rest comes second. Your confidence will skyrocket when you achieve your training and official designation.”

Mentoring 279