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10 Best Financial Management Tools for Personal and Professional Use

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The formulas are very similar to those in Excel, so you don’t have to learn anything new if you’re accustomed to using Microsoft. Credit Karma For credit management, Credit Karma is a great way to keep an eye on your personal credit, as it shows your credit reports and scores from TransUnion and Equifax.

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How Financial Wellness Programs Can Benefit Employees and Employers

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And 85% of these HR leaders reported that financial wellness benefits are more important than even a year ago, the study found. Employees who maintained a budget experienced significantly lower levels of stress and distraction at work during the pandemic,” according to a survey by You Need a Budget (YNAB).

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These Are Nicole Lapin’s 6 Money Tips for Living Your Richest Life

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Throughout the book, she shares personal anecdotes and examples, such as how she painlessly eliminated a $5,000 credit-card balance. A former CNBC and CNN news anchor who has been called a “money guru for millennials,” Lapin, 31, reported at the forefront of the Great Recession. Get rid of a $5,000 credit card balance.

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How to Find Your Money ‘Why’

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How many bath bombs have been purchased on credit cards in the name of self-care? As the journal Applied Economics reports, “individualized cultural values measures do indeed explain part of the financial behavior of households.” Maybe you created a groundbreaking language-learning program. Don’t list too many.

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7 Apps to Teach Kids About Money

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Budgeting and building credit are only the beginning—you also have student loans, mortgage rates and maybe even cryptocurrency and non-fungible tokens (NFTs). This one comes with a monthly fee, so add that line item to your own budget if you plan to use it. Parents can set up allowances and give their kids a prepaid debit card.

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Is Mint the Best Budgeting App for Me?

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Finding the best budgeting app for you can be tricky since there are multiple options, and each is slightly different. Often appearing on lists of the best budgeting apps, Mint is one of the most popular and easy-to-use apps available. How does the Mint budgeting app work? How does the Mint budgeting app work?

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8 Pieces of Financial Advice for New College Graduates

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After all, learning how to manage your finances before money mistakes happen can help you avoid easy-to-make slip-ups like dings to your credit score or an overdrawn bank account. Before opening accounts or building budgets, spend a little time reflecting on your patterns. Start an emergency fund.