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A Millennial’s Guide to Finances: 5 Things to Start Before You Turn 30

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I promise this will not be another article that berates your affinity for avocado toast (pro tip, if you prepare it at home it’s half the price!) Welcome to adulthood, where your credit score is (hopefully) lit. Credit Karma is a great free resource to track the progress of your credit score. Retired professor Timothy G.

Finance 279
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A Single Mother Struggling to Budget Weighs the Balance Between Just Surviving and Really Living

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So, I had to learn to stick to my budget , which wasn’t easy, especially for someone who’d had to repeat a year of high school math. I quickly learned that with small children, every moment you are away from them costs money. These days, my biggest “little” indulgence is the way I use my credit card reward points.

Budget 264
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How to Find Your Money ‘Why’

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How many bath bombs have been purchased on credit cards in the name of self-care? Take a moment to list your financial priorities : remodeling the house, saving up an emergency fund, freeing yourself from credit card debt, building a college fund. Maybe you created a groundbreaking language-learning program.

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How My Experience as a Black Entrepreneur Shaped My Views on Building Financial Freedom

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What if he wrote down my name from my credit card and used it to find out who I was? Instead, in an effort to avoid conflict altogether, they are far more likely to quit, which could have a negative impact on their earning potential, retirement account contributions, health care coverage and other financial employee benefits.

Medical 279
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16 Rich Habits

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Stay away from accumulating credit card debt. Contribute as much as you can afford to a retirement plan. Wealthy individuals, on the other hand, make themselves invaluable to their employers or customers, writing articles related to their industry, speaking at industry events and networking. Set goals, not wishes.

Mentoring 317
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Tori Dunlap, Founder of Her First 100K is on a Mission to Close the Gender Pay Gap

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I was on the receiving end of sexist, negative comments from male supervisors, and I learned that the majority of women earn 82 cents for every dollar earned by their male counterparts. Leverage credit to your advantage. People are often shocked to learn I don’t have a debit card.

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44 Ways to Kick-Start Your New Year

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I want my financial future to be bright and to have no worries when I’m older and ready to retire. Send them an article. I’ve learned that my daily choices make a big difference in my long-term happiness. Cut up credit cards. This article was published in January 2017 and has been updated.

Mentoring 345