Remove 2023 Remove Budget Remove Lifestyle Remove Negotiating
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The 6 Biggest Financial Mistakes to Avoid in Your 30s

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For many, it’s a decade during which they are buying their first home, having children and upgrading their lifestyle. Allowing lifestyle creep “Spending is so visible because of social media and the internet,” Mahoney says. However, it’s not just lifestyle creep that’s causing this growing debt.

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Do Women Need to Save More When Planning for Retirement?

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Negotiate for a higher salary. It may be uncomfortable, but negotiating a pay raise can significantly add to your retirement savings. Just don’t let your lifestyle negate your increase in pay. In 2023, employers can contribute up to 25% of an employee’s salary or $66,000, whichever is less. Invest your money.