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Business Travel Is Back: How to Maximize Your Miles

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And although Neff likes his current card, he wouldn’t pass up the right offer for a different one—one with a big sign-up bonus, for example. Neff isn’t the only professional preparing to rack up airline miles again in 2022. Here are some tips on choosing the best card for you —and to make sure you’re making the most of it. #1

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2023 Financial Forecast: How to Prepare for the Year Ahead

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Americans increasingly pulled out their credit cards to pay for a whole slew of more-expensive goods and services, which resulted in the biggest surge in credit card debt in more than 20 years. As you think about your personal finances heading into 2023, credit card debt should be top of mind.

2023 303
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Using a Financial Planning Checklist Can Help You Meet Your Goals

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Review your bank and credit card statements Even if you check on your bank accounts daily, pulling your bank and credit card statements can help you understand how the first quarter of the year has gone. Don’t beat yourself up if you had to put a repair or unexpected expense on a credit card.

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A Millennial’s Guide to Finances: 5 Things to Start Before You Turn 30

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According to a 2022 survey by Deloitte, 36% of millennials and 29% of Gen Z cited “cost of living” as their greatest concern. Things that build your credit score include having multiple lines of credit, paying off all bills in full and on time, and spending approximately 30% or less of your credit limit each month.

Finance 279
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What Is a Credit Freeze, and Should I Do It?

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It’s also important to note that while a credit freeze can make it much harder for someone to open an unauthorized account in your name, it does not prevent identity theft on its own. For example, if someone steals your credit card number, a credit freeze won’t stop them from making unauthorized purchases.

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The Financial Benefits of Thinking Like an Entrepreneur

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I maxed out credit cards and treated my lines of credit as a source of capital to fund my next new business idea. This article originally appeared in the November/December 2022 issue of SUCCESS magazine. My father taught me how to think like an entrepreneur. That was priceless.

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Lessons From Past Recessions

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As of August 2022, the economy has already seen two months of negative GDP growth, but the National Bureau of Economic Research (NBER) hasn’t officially declared one yet. How much debt do I have (credit cards, student loans, car loans, mortgages, etc.)? checking accounts, your emergency fund, or other savings accounts)?