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Avoid Using “Buy Now, Pay Later” By Planning Ahead

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According to a recent NerdWallet survey , 37% of respondents used BNPL services in 2021, and 12% of those borrowers used the service at least five times within the last year. You can have a bucket for your emergency fund , vacation spending, vet and medical costs, car repairs and even a fund for your next big purchase. Know the risks.