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Furthering Your Education on a Budget

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The National Center for Education Statistics estimates that the average undergraduate tuition at public colleges during 2018-2019 was $18,383.00, all included (fees, tuition, housing, etc.) Still, there are ways to continue to increase your skills at work without spending a massive amount of money. Set your budget. Have a plan.

Budget 296
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A Millennial’s Guide to Finances: 5 Things to Start Before You Turn 30

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However, important skills like when and how to manage your finances don’t come naturally to many. Track your budget. List out your purchases in an Excel spreadsheet at the end of each month and place each transaction into a bucket. Get detailed and introspective to evaluate which purchases are legitimate needs vs. nonessentials.

Finance 276
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Tori Dunlap, Founder of Her First 100K is on a Mission to Close the Gender Pay Gap

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In a 2018 study of financial capability, results showed that men, on average, responded to 3.3 Thanks to my credit card points, I’ve earned flight upgrades, airline lounge privileges, free stays at high-end hotels as well as cash back, just from putting my everyday purchases on my credit card. Leverage credit to your advantage.