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16 Rich Habits

Success

If you want to end your financial struggles, you need to make a habit of saving and budgeting what you spend. Here are some sensible ways to budget your monthly net pay: Spend no more than 25 percent on housing, no matter if you own or rent. Contribute as much as you can afford to a retirement plan. Read every day.

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How to Become a Certified Coach

Success

My 2014 was chaos. 2014 plus the rest of life’s traumas has made me a great coachee, but also a formidable coach. For clients of Jo Davis , the work is “[finding] meaning, a career change, retirement or planning for it.”. And yes, as in every industry, there are the charlatans and incompetents, too.

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