5 Retirement Planning Myths Busted (To Help You Plan Your Finances Better)

Dumb Little Man

When it comes to financial myths related to retirement planning, there exists plenty. However, even the most well-informed people can sometimes fall prey to some of the existing retirement planning myths. Myth 1: There’s plenty of time to start retirement planning later.

2020 186

The FIRE Movement (Financial Independence, Retire Early) and Independent Work

Small Business Labs

The New York Times article  How to Retire in Your 30s With $1 Million in the Bank nicely covers the " growing movement of young professionals who are intently focused on quitting their jobs forever." However, we didn't fully retire.

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Finding a Retirement Lifestyle That Works

Small Business CEO

Retirement is supposed to be relaxing and care-free , but before you can embark on your golden years, you need to get a better idea of what you want those golden years to look like. … Economy & Environment retirement planning

Do You Know Your Lifestyle Ratios?

Productive & Organized

It might be fun to come up with a few lifestyle ratios to help you measure and move toward your personal goals.  In the example below, this person is well on their way to retiring. Your Lifestyle Goals. What are your lifestyle ratios? 

Why lifestyle design will make you miserable

The Shrink for Entrepreneurs

It doesn’t matter if you’re looking in the blogosphere or the book store – Lifestyle advice is all around you. Lifestyle is the new black. Those ambitions usually revolve around tropical retirements and/or working from your PJs while homeschooling your kids.

Retirement 3.0 Includes Working, But With Lots of Flexibility

Small Business Labs

The Retirement Reset Study  is a joint effort by the Sun Financial Group and Age Wave.    Their key study finding is we are entering a new phase of retirement they call Retirement 3.0, " A big part of this new retirement is the inclusion of work.    Their survey showed 65% Americans aged 55+ plan on working in retirement

Top 10 Reasons to Start Saving for your Retirement

Small Business CEO

Everyone dreams of one day retiring to the lifestyle they have always dreamed of. Today, the world sees more people living longer than before so the need to start saving early is a crucial element that can make your retired life as comfortable as possible.

Modern Homesteading and the Trend Towards Greater Independence

Small Business Labs

For example, the growing FIRE (Financial Independence, Retire Early) movement is all about independence.    Another example is modern homesteading, which the Small Town Homesteading blog defines as : Homesteading is a lifestyle of the pursuit of self-sufficiency and sustainability.

2019 234

The New Migrant Workers: "Workampers", "Vanlifers" and Digital Nomads

Small Business Labs

The new migrants are often choosing this as a lifestyle or doing it to supplement their retirement.   Mostly older, workampers are often workamping to fund or augment their retirement. This makes picking up part-time or seasonal work a good way to add to retirement income.

2017 186

GenY and Boomers: A Formidable Alliance

On The Job

Much has been made of the fact that baby boomers will be retiring in droves, leaving the field as worn-out warriors with their outdated ideas. In fact, according to author Tamara Erickson who just completed a book on retirement, GenYers like having boomers around. Employers will be getting hit from both ends of the spectrum by younger and older workers who have key skills and want the same thing: more flexibility and a chance to use their skills to gain the lifestyle they want.

2008 100

The Rise of Digital Nomads

Small Business Labs

Yahoo Travel's The New Digital Nomads - Run Your Business From Anywhere in the World covers the growing trend towards people professionals who are choosing a location-independent lifestyle that allows them to travel and work anywhere in the world.

2014 189

3 Examples of Dangling Modifiers

Daily Writing Tips

Lifestyle enhancements are crucial if markets slide when approaching retirement. To rectify this error, introduce the pertinent noun or pronoun before “approaching retirement”: “Lifestyle enhancements are crucial if markets slide when you are approaching retirement.” (The

2018 63

Has the U.S. Reached Peak Car?

Small Business Labs

The large cohort of aging baby boomers are driving less due to the lifestage shift to retirement. An interesting series of studies out of the University of Michigan's Transportation Research Institute found that Americans are driving less and using less fuel than in the past.

2014 172

How to Launch a New Career After 50

On The Job

Nancy Collamer, author of “ Second-Act Careers: 50+ Ways to Profit From Your Passion During Semi-Retirement ,” recently discussed with Anita Bruzzese how older workers can best position themselves to launch new careers later in life.

2013 196

Why You Should Start Setting Financial Goals (Plus Examples)

Dumb Little Man

Whether it’s saving more for retirement, paying off debt or building an emergency savings fund, everyone has something they would like to improve on. You can tailor these to your own lifestyle and budget, but the sentiment is the same. Each year offers a fresh start and most of us are eager to get our lives on track. We start out with the best of intentions, but keeping that momentum is easier said than done.

2019 137

Planning your job search

Practically Perfect PA

An entirely new role or lifestyle. ALTERNATIVE LIFESTYLE (CHARITY WORK, VOLUNTARY WORK, RETIREMENT). A new lifestyle Stress and pressure of relocating your life.

2014 217

How To Make The Gig Economy Work For You

Dumb Little Man

Fifty years ago, the expectation was that you would be in the same job until you retire. That’s much less people getting their retirement money and financial security from private US firms. With no matching funds from an employer, you’ll have to save for retirement.

2017 212

10 Myths About Making Money That Are Keeping You Back

Dumb Little Man

Everyone wants an emergency fund or a healthy retirement or savings account, but only a few people have it. If you’re not making enough money to support your lifestyle and you can’t or won’t cut back, look for side jobs.

2018 240

Live Life to Its Fullest: 39 Ways to Live and Not Merely Exist

Dumb Little Man

Give up your materialistic lifestyle. Take mini-retirements. Don’t leave the joy of retirement until you are too old to enjoy it. “The proper function of man is to live – not to exist.” ” – Jack London.

2018 285

The Societal and Small Business Impacts of Economic Uncertainty

Small Business Labs

According to a recent survey close to 60% of men over the age of 50 with incomes of $75,000 or higher reported not feeling confident they will be able to maintain their current lifestyle in retirement. If you Google "economic uncertainty" you will find many references to its impacts on the economy and business. But you won't find much on its impact on people and society.

2014 145

Featured Soloist Jim Sheard: “I Try To Be the Best ‘Me’ Possible”

The Solopreneur Life

I retired early at age 55 due to my bi-polar disorder, and I needed something to occupy my mind and time. What lifestyle choices have you had to make to stay in business? Do you need a second household income to support your lifestyle? (Is

2010 157

Featured Soloist Kathleen Moore: “Get People to Help You”

The Solopreneur Life

What lifestyle choices have you had to make to stay in business? In making the decision to leave my secure job in higher ed with its benefits and good salary, my husband and I agreed to dial our lifestyle back several notches.

2012 216

Playing Great Defense With Money

Dumb Little Man

Lifestyle creep. It’s commonly recommended to save 10%, but I see this as insufficient in a world of longer lifetimes, potentially lengthier retirements and rising healthcare costs. Gaining financial independence won’t happen overnight, nor will it happen only by knowing how to cut costs. But, those are great ways to start. As many sports fans say, defense wins championships.

2017 162

Get Rich In 5 Easy Steps

Dumb Little Man

See Also: 10 Ways To Save Money Without Compromising Your Lifestyle. Will you keep investing for your retirement or are you going to cash it all out as soon as you have enough capital to finance your own business? Spending 12 years in school and another 2 to 4 years getting a higher degree isn’t a complete guarantee that you’ll get rich easily. There are things and specific steps you need to do first before you can be successful in life.

2017 150

Are You Willing to Do What it Takes to Be Happy?

Dumb Little Man

He was a simple, hardworking, beer drinking man who passed away at the age of 65; just after retiring. I also indulged in a lot of not so healthy habits and lifestyles.

2014 280

Concurrent Sessions – Thursday

Office Dynamics

Christi told us that over 80% of NFL players are broke 2 years after retirement. Owe – lifestyle of debit. Own – lifestyle of saving. Start an emergency fund and a retirement fund. On Thursday afternoon, we had 3 workshops: Get Control of E-mail with Mike Song. The Art of Creating Positive Relationships by Utilizing the Law of Attraction with Tedi Anne Templeton.

2013 109

Why The Road to Success is Always Full of Failures

Dumb Little Man

He is retired now and still likes to travel and cook his own gourmet meals from scratch and takes a power walk for an hour every single day. Henry Ford once said that failure is the opportunity to start again more intelligently.

2013 286

How to become a Type-A maniacal entrepreneur 

The Shrink for Entrepreneurs

They’ve never heard of lifestyle design. They know they’re setting themselves up for retirement by 30 or 40. Ever hung out with a true maniacal genius of an entrepreneur? I’m talking about the type of person who seems to have an inhuman ability to focus.

2016 90

10 Ways Over-Productivity Can Affect Your Health

Simple Productivity Blog

The more you work, the more sedentary your lifestyle becomes. Over prioritizing work results in gross negligence that can become expensive over time from a lifestyle perspective. You won’t benefit greatly unless you make some positive changes to your lifestyle.

2011 216

Hacking Corporate: How to Create the Work Environment You Want


While working from home one afternoon, my Supervisor called to notify me of his retirement. If you decide to embrace the corporate hacking lifestyle you’ll likely be criticized. The following is a guest post by Nick Snapp (who’s also been a guest on The Productivityist Podcast. Nick is an Engineer-turned-Productivity Strategist and the host of The Make it Snappy Productivity Show podcast.

How to become a Type-A maniacal entrepreneur 

The Shrink for Entrepreneurs

They’ve never heard of lifestyle design. They know they’re setting themselves up for retirement by 30 or 40. Ever hung out with a true maniacal genius of an entrepreneur? I’m talking about the type of person who seems to have an inhuman ability to focus. They have shitty work/life balance. They sometimes forget to eat while working. They’re so weird, they tend to alienate everyone around them. And yet, they’ve attained incredible levels of success.

88 Simple New Year’s Resolutions that Sneakily Change Your Life

Dumb Little Man

I will encourage my kids to have an active lifestyle” Let’s face it - it’s almost impossible to keep kids from watching TV, playing computer games and browsing these days. That said, we can instill in them a love for a healthy lifestyle. Don't you just hate New Year's Day?

2013 286

How To Network Awesomely – A Book Review

Brilliantly Better

And then I realized that since Colin is a big advocate of lifestyle design, the ebook should have taken the form of a lifestyle magazine too. Tagged as: ebook , lifestyle , lifestyle design , networking Liked it?

Work-Life Balance 2.0 and Small Business | THE SMALL BUSINESS BLOG

The Small Business Blog

Ian Wilson THE SMALL BUSINESS BLOG » Blog Archive » Ready To Retire Right Now? San Francisco Lawyer Said on October 1st, 2008 at 3:49 pm For a very long time the move was towards working for large corporations so you could get a retirement and other benefits.

2007 216

Social Impact of Working From Home | THE SMALL BUSINESS BLOG

The Small Business Blog

Retirement Plan Said on July 23rd, 2009 at 10:08 am Choosing how long to work and on what schedule has long showed productivity benefits. E-Mail me or follow me. Outsourcing Options For Small Business Focus on your business, timeshare professionals. You ask a question, I answer!

2007 199

New Small Business Startup Idea: Virtual Import/Export Assistant.

The Small Business Blog

He is now retired but worked as a customs officer and also owned a restaurant that he was forced to sell after it ran at a loss for 2 years. E-Mail me or follow me. How to be successful and eco-friendly. Making your small business carbon neutral. Benefits of Online Software for Small Business.

2007 199

Outsourcing Options For Small Business | THE SMALL BUSINESS BLOG

The Small Business Blog

Building a support network community for your small business and start-up business, like SOHO-, SME, SMB-, Micro-, Lifestyle-, Home-, DIY-, Hobby-, Boomer-, Professional-, Personal businesses is essential to your survival. E-Mail me or follow me. What is Small Business Infrastructure?

2007 206

7 Magical Ways to Use Curiosity as a Personal Development Tool

Brilliantly Better

An entrepreneur and paramedic she retired from a Multi-Million dollar business and give up a 6-figure salary to have more Time and Freedom! She blogs about Ultimate Lifestyle Design at the Freedom Venture Project ™ Blog.

2010 81

Not all accountants are created equal (how do you choose an.

The Small Business Blog

I have retired to writing so it’s no longer any problem to me for telling the truth. E-Mail me or follow me. What is Small Business Infrastructure? How to be successful by focusing on your core business.

2006 207

Clever Marketing by Kitchen Table Business | THE SMALL BUSINESS BLOG

The Small Business Blog

Before I retire for the day with a nice glass of my favorite malt, I wonder what she means about the Scots and blending skills? E-Mail me or follow me. Small Business Bootstrapping How to start your own small business with no or little money. Starting a Small Business?

2007 141

Is Your Education Useless? | Men With Pens

Men With Pens

Now I can just work the job I want and retire happy&# I’m like, you moron, education never stops! What is Lifestyle Design?

2009 53