Are You Covering All Expense Bases?

Step It Up VA Coaching

As entrepreneurs/business owners, we take great care in setting rates, creating packages and tracking the hours we and our teams put in; but are our rates really paying for our expenses? Any money you spend to run or grow your business must be paid for somehow, and not necessarily out of your own salary. Insurance: If you carry any sort of business insurance, or if you have extra homeowners or renters insurance to cover equipment losses, count it as an expense.

Never Accept a Job Offer Without Doing These Things

On The Job

Are they offering you the salary you believe is fair? The reason I say this is because too many people take a salary offer personally. It makes much more sense to negotiate your salary when you're made the offer. Congratulations!

2020 130

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5 Important Tips on Sharing Finances in Marriage

Dumb Little Man

Be honest and open with each other regarding your monthly salary, side income, as well as your expenses. Short-term goals deal with how much money is allocated to cover your monthly expenses, hobbies, travel budget, and things you want to buy. Monitor your monthly expenses.

2020 207

5 Financial Blunders to Avoid This Holiday Season

Dumb Little Man

When you have no means to guide and track your expenses, you can go over the line and spend on unnecessary or unplanned purchases, especially during occasions. You have 11 long months to prepare for Christmas, but you chose to cram all of your holiday expenses on your December salary.

2018 224

Tech Jobs Moving to the Midwest

Small Business Labs

cities are more expensive than outsourcing overseas, rising salaries and costs overseas is making outsourcing there less of a bargain. companies have long moved work overseas to save money. But a long emerging trend of moving work to lower cost areas of the U.S.

2017 195

Use of Contract Labor by Sole Proprietors Surging

Small Business Labs

  As the chart below shows, sole proprietor contract labor expenses increased 38% between 2010 and 2013.    Over the same period salary and wage expense increased only 10.7%. The IRS recently released the 2013 data on sole proprietors.

2015 151

Essential Tips for an Effective Budget Plan

Dumb Little Man

With proper planning and budgeting , you can get the most out of your hard-earned money, and you can attain a certain level of security where you are aware of your revenues, expenses, and general financial situation. Are you a salaried employee? Money makes the world go round.

2020 201

Saving Half of Income: 5 Steps to Effortlessly Save Money Every Month

Dumb Little Man

When planning to save, it is not uncommon for people to become absorbed in monitoring their expenses while completely ignoring the essential piece. Guide to track all of your expenses. Salary : 8 – $10 – $80 – $ – $.

2019 203

Do You Know What "Success" Means for You?

Dumb Little Man

Perhaps you think success is obvious … it means making a good salary, being healthy, and having a happy family life. But what exactly is a “good salary”? Unless you’re clear on exactly what a “good salary” means to you, it’s going to be hard for you to be satisfied.

2012 286

10 Myths About Making Money That Are Keeping You Back

Dumb Little Man

If you suddenly lose your job, do you have enough money to pay your expenses? You want a minimum of four to six months’ salary stocked away to be safe. Also, this won’t matter if the money you’re both bringing in is less than your monthly expenses.

2018 246

6 Secrets To Create An Effective Retirement Plan

Dumb Little Man

Your expense is increasing and it seemed like despite the increase in your salary, your family’s demand is increasing as well. At the beginning, when you see a drop in your net salary, you would struggle to make it fit all your family’s expenses. However, once you are in a place that your net salary must work, things will work out. Once you cut down all the unnecessary things you normally spend money on, you would save a bit more from your salary.

Personal Loan Approved? Here’s What To Do Next!

Dumb Little Man

Do not waste your money on unnecessary expenses. Usually, when you have only one bank account for crediting salary and debiting monthly expenses, it is easy to use the available funds on some other things.

2018 175

3 Essential Financial Reports to Ensure YOUR Profitability

Office Organization Success

merchant fees, shopping cart account, membership fees, advertising, website expenses etc. I also like to use my Cash Flow Report to plan out upcoming expenses too so that I can see exactly when they’re due and how they will impact on my finances.

2016 193

7 Tips on How to Find Cheap Flight Deals and Discounts

Dumb Little Man

We all have that one friend who’s never more than two weeks away from his next sunny holiday, yet he doesn’t have a huge salary or mountains of credit card debt. There are some dates or times of the year when holidays are more expensive.

2020 155

7 Ways to Live Within Your Means

Dumb Little Man

It is a struggle to battle out bills, rent, food, social life, and maybe travel expenses too. Unfortunately, this lifestyle is not possible with a limited salary. Bringing a home-cooked lunch and even some snacks to work can help reduce your food expenses, especially if you tend to splurge on overpriced meals. Aside from tracking your usual expenses, at the end of the month, you can see how much you’ve spent in the past week or month. Review recurring expenses.

2017 172

5 Practical Tips to Help You Save For Your Dream Car

Dumb Little Man

Then, project and designate a budget for all your expenses. Think of other ways you can cut off some of your expenses so you can set aside more money for your car. You can apply for alternative financing, like salary or pay-day loans, bank loans, auto loans and car title loans. Start saving now and learn to cut off some of your expenses. Don’t you sometimes wish you can go around the city driving your car? We all do at some point.

2017 188

The Rise of High-End Personal Services

Small Business Labs

According to the New York Times , high-end nannies in New York City are garnering salary and benefit packages that take their total compensation to well over $200,000 per year.

2012 192

Why Your Organization Should Invest In An HR Management System

Dumb Little Man

This saves you time, money, and eliminates common human errors like incorrect salary calculations, missed deductions, double credits, etc. As a result, you’ll be able to cut down expenses, increase productivity, and save your valuable time.

2018 219

5 Ways to Scale Your Online Business by Hiring a Virtual Receptionist

Small Business CEO

The median salary for this profession is somewhere in the neighborhood of US$ 33,583 ( source.) healthcare expenses nearly double that monthly obligation!…

2016 77

7 Medical Procedures That Are Not Covered by Health Insurance

Dumb Little Man

Health insurances are pretty expensive and they take a sizable portion of your total salary. It is really helpful as it can truly cut your health expenses down. That is pretty expensive and you might not be able to pay for it as of the time being. Many people apply for a health insurance in the hopes that whenever they have medical problems, it can help them cover the costs.

Counting the costs: What government funding for scientific research will cover?

The Small Business Blog

Staff: You can claim back some of the cost of salaries, national insurance contributions, pension contributions and expenses for people who are employed to work directly on the research project. What Costs Can You Claim Through R&D Tax Credits?

2019 150

The War On Grad School

Dumb Little Man

Some students don’t see the increased student loan debt as a big deal when their potential salary options nearly double after completing their graduate degree. Physicians assistants have a $29,000 increase in salary. Education administrators have a $23,000 increase in salary.

2018 169

The Pricing Battle: Charging for Your Time or Charging for Results/Value

Productive & Organized

can let that expense go.   In a typical employer/employee model, this is similar to someone that is on a salary.    The salaried employee gets paid X per month regardless of how many hours he/she works. 

2013 255

How to Save Your Startup by Hiring the Right People

Dumb Little Man

Because let’s face it: your startup can’t afford fancy employees with expensive qualifications yet lacking the basic skills you need to scale your company. Your startup is as fragile as a newborn baby.

2016 268

Are assistants overqualified?

Practically Perfect PA

It has been really interesting reading all of the different job descriptions, the skills that are required and the salaries attached to different levels of the role. I have just spent the last hour looking through jobs that are currently available to assistants.

2015 269

5 Ways Business Investment Loans Can Help Your Start-Up

Dumb Little Man

Organising and maintaining inventory is one of the largest business expenses. A small business development loan will help to ensure that their salary payments are made on time irrespective of revenue income. As a business owner, you know your business inside out and are the best judge of its potential. While naysayers will always warn you against taking a business investment loan, it is sometimes nevertheless necessary in order to help your business achieve growth.

2017 166

How to Answer Weird Interview Questions

On The Job

Personally, I suspect that interviewing multiple candidates can get a little boring, so they like to throw in some fun at the applicant's expense by asking: "Why are manhole covers round?" Don't ask about salary or benefits in an initial interview).

2017 141

What Is Passive Income?

The Solopreneur Life

It can give you a “salary” that releases you from having to work for every penny. Less Stress and Money Worry – A steady stream of income, even if small, can function as a small salary to help you get through lean months. What Is Passive Income and How Do You Do It?

2019 180

So do assistants think the role has diversified?

Practically Perfect PA

This role included updating my Executive’s CV, keeping licenses current for my exec, helping with the immigration process (my exec wasn’t a citizen at the time), and my absolute favourite, figuring out how to get a lot of expensive furniture imported from Asia!

2014 215

Featured Soloist Kathleen Moore: “Get People to Help You”

The Solopreneur Life

In making the decision to leave my secure job in higher ed with its benefits and good salary, my husband and I agreed to dial our lifestyle back several notches. Build up your savings so you have a cushion to reduce the pressure of daily living expenses once you begin your business.

2012 216

How Big Corporations Are Cutting Their Energy Usage

Eco-Office Gals

Plus, being that the businesses involved are required to cover the interns’ salaries (traditionally, fellowships do have money involved) and travel expenses, as the EDF is showing them how to save their resources, they are not losing any of their own in the process.

2013 170

Career Success A to Z: L is for Lifelong Learning

Eat Your Career

All too often, people ask me if it’s worthwhile to attain a specific certification or take an expensive course to get ahead at work. However, you should never do it with the sole intention of demanding a higher salary or promotion based on the shiny certificate you’ll possess when completed.

2017 130

10 Ways Your Life Improves When You Become a Freelancer

Dumb Little Man

As a salaried employee, it doesn’t matter whether you work 40 hours a week or 60. That means you get to save big on maintenance, repairs, and expensive fuel. And this can really get expensive if you are expected to dress up on a daily basis.

2017 201

3 Essential Financial Reports to Ensure YOUR Profitability

Office Organization Success

Creating a robust financial management system is THE essential system for your business – after all it’s the one system that will show you: if your business is making a profit; if you can afford to make an investment in a program or product; if you can take advantage of an opportunity as it arises; or if you can take a salary (also known as Owner’s Draw) at the end of each month. merchant fees, shopping cart account, membership fees, advertising, website expenses etc.

2010 191

Do you know your numbers? Revenue vs. Income – The difference can make or break your company

Productive & Organized

  The company’s expenses are even higher than their revenue.  Net) Income is the amount of money remaining from revenues after you have covered all your expenses.  If you are a solopreneur or freelancer your net income is essentially the salary you are paying yourself. 

2012 178

The Pros and Cons of Getting an MBA

Dumb Little Man

The average salary of an MBA graduate hovers around $106,798 or £80,000. The MBA program is expensive for only one or two years of schooling. One of the best ways to advance your career is to get your Masters of Business Administration (MBA). There are several pros and cons to gaining your MBA, and you want to consider them when you’re trying to decide if you should get your MBA or not. Pros of Gaining Your MBA. Builds a Solid Entrepreneurship Platform.

2018 132

What Is Passive Income?

The Solopreneur Life

It can give you a “salary” that releases you from having to work for every penny. Less Stress and Money Worry – A steady stream of income, even if small, can function as a small salary to help you get through lean months. What Is Passive Income and How Do You Do It?

2019 130

Pricing Your Services – Is It Time Or Value That Matters Most?

Step It Up VA Coaching

There are a few pricing formulas out there that tell you to calculate this times that in order to determine your salary. To me, when you price your services based on an hourly or yearly salary, it’s still a job. that you have to charge enough to pay all your expenses in order to make a profit, but we don’t need a formula to tell us that. How do I decide what to charge for my services? How do I determine my value and then put a dollar amount on that?

2012 100

Happy Now, Happy Next Year: Balancing Short-Term and Long-Term Happiness

Dumb Little Man

There’s no point working a 60 hour week and making yourself thoroughly miserable in the belief that things will be perfect as soon as you’re making a six figure salary. How happy are you?

2011 284

4 Ways Businesses Can Approach the New Generation Gap

Office Dynamics

Either scenario costs companies in productive hours lost and re-hiring and training expenses. Millennials aren’t usually as motivated by salary, and instead, want challenging work and flexible office hours to foster a work-life balance. Designed by Freepik. According to Pew Research, millennials surpassed Gen Xers as the largest generation in the U.S. workforce.

2017 113

2011 Survey Results: Solopreneurs Are Optimistic About 2012, Despite Challenges

The Solopreneur Life

Nearly 70 percent of those surveyed said they took $40,000 or less out of their businesses in salary and profit in 2011. Analysis: There was an increased percentage of twentysomethings and thirtysomehthings who participated in the 2011 survey, at the expense of those in their 40s and 50s. salary and profit). percent of solopreneurs said their combination of salary and profit increased by 20 percent or more; 18.2

2012 165

Pricing Your Services – Is It Time Or Value That Matters Most?

Step It Up VA Coaching

There are a few pricing formulas out there that tell you to calculate this times that in order to determine your salary. To me, when you price your services based on an hourly or yearly salary, it’s still a job. that you have to charge enough to pay all your expenses in order to make a profit, but we don’t need a formula to tell us that. by Donna Toothaker. How do I decide what to charge for my services?

2013 100

How To Make Sure That People Don’t Take You For Granted

Dumb Little Man

Why would any of your superiors raise your salary if you make it appear like you are perfectly happy working for much less than you deserve. But the question is, at the expense of what?

2016 207