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How to Choose the Best College Savings Account

Success

Many people choose to supplement college savings using a Roth IRA because your child can use that money for non-education-related expenses and anything leftover can give them a headstart on their own retirement planning. In that case, your credits may not offer the same value on tuition expenses.

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Think You’re Ready to Buy a House? Read This First

Success

Listen to this week’s episode of the rich & REGULAR podcast about alternatives to purchasing a home and consider the following if you decide to proceed with homeownership. If you decide you want to pursue a home purchase , you can do a few things to ensure you’re ready for the process. Buying vs. renting.

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A Millennial’s Guide to Finances: 5 Things to Start Before You Turn 30

Success

List out your purchases in an Excel spreadsheet at the end of each month and place each transaction into a bucket. Be more descriptive than simply “transportation” because a Lyft to the bar on Friday night should not be marked as a vital expense. Look for your options with the lowest expense ratios within your employer’s 401(k).

Finance 280
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It’s time to review (or create) your document retention policy

BMT Office Administration

When constructing your policy, examine legal and regulatory guidelines. Each employer shall preserve for at least three years payroll records, collective bargaining agreements, sales and purchase records. When this happens, the Uniform Preservation of Private Business Records Act serves as a guideline.

Policies 105
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Gifting Etiquette at the Office: What NOT To Do!

Office Dynamics

Expensive doesn't always mean better; in fact most of the time buying the boss a pricey present can make you look bad. We went to Jacqueline Whitmore, founder of etiquetteexpert.com , who went over some gifting guidelines. A really expensive gift from just you could look like you're trying to win favor.

Etiquette 100
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Gifting Etiquette at the Office: What NOT To Do!

Office Dynamics

Expensive doesn't always mean better; in fact most of the time buying the boss a pricey present can make you look bad. We went to Jacqueline Whitmore, founder of etiquetteexpert.com , who went over some gifting guidelines. A really expensive gift from just you could look like you're trying to win favor.

Etiquette 100
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Stay organized and secure with electronic records management

BMT Office Administration

Examining legal and regulatory guidelines provides a good foundation for establishing what types of electronic records you need to keep and for how long. provides small businesses and the self-employed with guidance about recordkeeping of supporting business documents such as gross receipts, purchases, expenses, and assets.