Americans Policy Priorities Highly Polarized

Small Business Labs

Pew Research's As Economic Concerns Recede, Environmental Protection Rises on the Public’s Policy Agenda covers a recent survey asking Americans about their policy priorities. The top 3 policy priorities for Democrats are the environment, healthcare costs, and education.

How policy and cost savings are helping to drive the uptake of low-energy, retrofit LED Lamps

Eco-Office Gals

” Well it may not be quite dead but legislation, environmental issues and cost-saving are forcing businesses’ to re-evaluate the real costs of lighting. Governments around the world have also increased awareness and uptake of low energy retrofit lamps through low cost loans to pay for upgrades that can be repaid through energy companies from the energy savings such as the Green Deal in UK. than 5 years this can offer a large saving on energy costs alone.

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Why Your Office Needs a Green Workplace Policy

Eco-Office Gals

If you have an office without a green workspace policy, it’s about time to put one in place! Though change comes slowly to many traditional offices, startups and new businesses often adapt to these policies remarkably quickly, and even if it takes a while, the effect of the policy is important. There are a variety of reasons to implement such a green policy, and if you’re looking to do so, ways to do it simply and without great cost.

Procrastination Carries Big Costs

Ian's Messy Desk

Home About Contact Me Links Sitemap Procrastination Carries Big Costs Posted by Ian McKenzie Written on April 28, 2010 If youre new here, you may want to subscribe to my RSS feed. There are big costs to procrastination. In addition, procrastination has a high cost to others as well as oneself; it shifts the burden of responsibilities onto others, who become resentful. Count the cost – I focus on what procrastination is costing me.

2010 116

Tips For Keeping Office Printing Costs Down

Office Dynamics

After all, unless you operate on a purely paperless policy, your employees may need to use one for printing off assigned work, or completed work. That said, all of that printing is not only harmful to the environment, but the cost to print off so often can quickly mount up. So, here are some tips to help you keep your office printing costs down. Printing in colour is a lot more costly than printing in black and white. Operate a paperless policy.

2013 130

The Hidden Costs of Developing A Mobile App You Should Be Aware of

Dumb Little Man

How much does it cost to create an app? Cost of publishing an application in app stores. The cost of registering the developer account to publish your iOS app is $99 annually. This means if your application, subscription or in-app purchase costs $10, you will get only $8.50 Google has a better price policy for registering developer accounts and a more complicated policy for transaction fees. How much does it cost to create an app?

2018 149

Not So Perfect Driving Record? What You Need To Know About Car Insurance Coverage Costs.

Dumb Little Man

Your driving record can have a big impact on the cost of your insurance premiums, so it is important to keep an eye on your speed and avoid high risk behaviors such as driving while you are intoxicated. After all, everyone has to have an insurance policy in order to legally drive their vehicle, and a bad driving record can make it extremely cost prohibitive to remain compliant with this law.

2013 205

Finding Out The Cheap and Exclusive Car Insurance Policies With Ease

Small Business CEO

The high rates of car insurance premium have been a significant reason why many avoid investing in the car insurance policy. Well, the same is the biggest mistake committed, which can count much on cost. The primary perspective of the policies and its potential to save the individuals from the financial trap makes it a recommended choice. Insurance considerations on costs. Have you ever wondered why do the insurance premium cost so much?…

2019 50

Consider Essential Add-On Features when Choosing the Best Car Insurance Policy

Small Business CEO

If you were contemplating on choosing a car insurance policy, your best bet would be to look for the best car insurance companies in the business. The most popularly recommended add-on feature in a car insurance company would entitle you to claim the entire cost of replacing car parts that have been damaged in an accident.… … The post Consider Essential Add-On Features when Choosing the Best Car Insurance Policy appeared first on SMALL BUSINESS CEO.

2019 48

4 Ways Small Businesses Can Reduce Workers’ Compensation Costs

Small Business CEO

Workers’ compensation costs extend far beyond the cost of your insurance policy. The costs of a workplace accident also include time lost, attorney fees, disruption to your daily operations and medical costs. Injuries – no matter how minor or severe – can be time-consuming and costly for any business. Here are four ways you can reduce workers’ compensation costs.

2017 50

Tips For Keeping Office Printing Costs Down

Office Dynamics

After all, unless you operate on a purely paperless policy, your employees may need to use one for printing off assigned work, or completed work. That said, all of that printing is not only harmful to the environment, but the cost to print off so often can quickly mount up. So, here are some tips to help you keep your office printing costs down. Printing in colour is a lot more costly than printing in black and white. Operate a paperless policy.

2013 101

What You Don’t Know About Commercial Insurance Might Cost You

Small Business CEO

Commercial insurance is a cost that is an inevitable part of running a small business. There are several things related to your commercial insurance policies that can drastically affect what your business pays for premium. Many business owners look at it as a type of tax that is just part of being in business. Many of these same business owners think negotiating for a lower premium is not worth their time because the coverages are all very similar.

2016 83

The Trend Towards US Manufacturing

Small Business Labs

Defining Small Business Innovation 2010 Top 10 Small Business Trends Intuit Future of Small Business Resources The Changing Face of Entrepreneurs The Connected World of Entrepreneurs Disclosure Policy Emergent Research works with corporate, government and non-profit clients.  discusses the increasing and hidden costs of manufacturing in China, resulting in manufacturing in the U.S. becoming more cost effective.   Increases in shipping costs over the next decade. 

2010 195

Evaluating Benefits 101 – Comparing Premium Costs is Just Not Enough

Small Business CEO

These cost-cutting efforts will affect every department in a company, especially HR, as most companies spend the largest part of their revenue on salaries and wages. Lessening benefits and thus lowering premiums may seem the most obvious way to achieve savings but there are hidden costs that should also be considered before reducing a company’s benefits package. The savings in “soft” costs that accrue due to higher employee morale and lowered turnover should not be underestimated.

2013 76

The Charge: Your Emotions – The Cost: Your Job

The Office Professionals Place

Tuesday, May 11, 2010 The Charge: Your Emotions – The Cost: Your Job I was reading a blog today about how a boss and an employee got into a heated argument that started in a morning meeting and then escalated into the afternoon. The Office Professionals Place by Elite Office Concepts The purpose of this blog is to educate, enlighten, motivate, inspire, and strengthen office professionals to grow in their professional development. Lets grow together!

2010 109

Small Business Owners Don't Like Taxes

Small Business Labs

As much as small business owners hate taxes, they also realize they are necessary and a cost of doing business. Government Policy Small Business Economy I've never met a small business owner who liked taxes. No surprise there. Also, if you talk to small business owners for any length of time, most will eventually complain about taxes. The recently released Wasp Barcode Small Business Accounting Report supports this.

2015 184

COVID-19's Huge Financial Impact on Cities

Small Business Labs

 This means revenue shortfalls have to be met with cost-cutting. Government PolicyAccording to the National League of Cities (NLC) , 65% of cities are being forced to delay or cancel capital spending and infrastructure projects due to COVID-19.  

2020 77

Uber and Lyft Lawsuits & the On-Demand Economy

Small Business Labs

They will also have to comply with a raft of labor laws and related costs (social security, workingman's comp, overtime pay, etc.) Additionally, they will have to reimburse the drivers’ expenses like they would for employees, likely including money for outlays like gas, insurance and vehicle maintenance costs.   Freelance Government Policy Independent workers on-demand economy Uber and Lyft were both dealt legal setbacks in two different lawsuits last week.

2015 156

Top 10 Small Business Trends for 2014

Small Business Labs

 2014 will see this divide widen as tech savvy small businesses use their technology to cut costs, better connect to customers and gain market share.   And thanks to technology and rising offshoring costs, local firms are often at a competitive advantage relative to overseas outsourcing options.    Government Policy trends Web/Tech Below is our 7th annual Top 10 Small Business Trends list.  2013's trend list is available here.

2014 218

The Post Office Expanding Use of Contingent Workers

Small Business Labs

  The driver behind this is labor costs are 80% of the postal service's total costs. At UPS labor costs are 53% of total costs and at Fed Ex they are 32% of total costs. Needless to say, the Postal Service has to cut labor costs to survive.   Normally I'm not a big fan of using contingent labor if the only goal is to cut costs. Contingent Workforce Government Policy Independent workers

2013 135

Growing Consensus: Obamacare Good for Entrepreneurship

Small Business Labs

  This study adds to a recent report by the Kauffman-RAND Institute for Entrepreneurship and Public Policy saying the law could increase the number of new U.S.  And yes, we've seen the articles on Obamacare increasing the costs of individual insurance rates in California.     Contingent Workforce Freelance Government Policy Independent workers There's a growing number of studies suggesting that the Affordable Care Act (a.k.a.

2013 151

The Shift to Defined Contribution Health Care Plans

Small Business Labs

  Defined benefit retirement plans have almost disappeared in the private sector due to their overall costs and the unpredictable nature of their costs. These plans reduce costs and limit company risk. As part of this shift, they will provide their part-time employees $500 a year towards their health insurance costs. Not only can they reduce health care costs and risks, in many cases they will also provide better benefits for employees.

Health 137

California's New Gig Law, AB5, Ignores the Growing Role of Remote Work

Small Business Labs

Key quote: "Facing ever narrower margins, media companies prefer to avoid the time and cost of parsing the law and any risk of running afoul of it. Forcing these workers to be traditional employees is bad policy.   gig economy Government Policy self-employment

2019 64

Healthcare for Freelancers

Small Business Labs

According to the article, the costs of the insurance are quite reasonable: "Monthly premiums range from $225 for a high deductible plan to $603 for the most comprehensive plan, or from $630 to $1,687 for families. Freelance government policy Independent workersGood article in Businessweek on the Freelancers Union new health care clinic for freelancers.

2012 137

Disruption and the Analyst Industry

Small Business Labs

Defining Small Business Innovation 2010 Top 10 Small Business Trends Intuit Future of Small Business Resources The Changing Face of Entrepreneurs The Connected World of Entrepreneurs Disclosure Policy Emergent Research works with corporate, government and non-profit clients.   It costs $79 a year to subscribe. GigaOm is trying to fill a need for timely, high-quality yet low cost data and commentary on emerging technology. 

2010 109

Will Obamacare Lead to Lots More Small Businesses?

Small Business Labs

The Kauffman-RAND Institute for Entrepreneurship Public Policy in Santa Monica, Calif.,  We'll start finding out over the next few months as more coverage and cost details emerge. Government Policy The Wall Street Journal's Will Health Care Law Beget Entrepreneurs? suggests that once fully implemented, the Affordable Care Act (a.k.a. Obamacare) could lead to a substantial increase in new small businesses.

2013 147

5 Tips for Launching a Successful Green Business

Eco-Office Gals

This could be as simple as finding a way to make an everyday product less harmful to the environment (while keeping costs low). Take advantage of government policies. Green Your Business eco-industries government policies green business green technology sustainability

2013 157

Will Reduced Work Hours Really Slow Climate Change?

Eco-Office Gals

Due the recent news surrounding China’s capital Beijing and its record-breaking smog that has caused insurmountable health issues, the world has been focusing more on the high cost that comes with production. David Rosnick is an economist who authored a study that was recently released by the Center for Economic Policy and Research. Green Your Business Center for Economic Policy and Research climate change emissions energy-efficient reduced hours

2013 143

Learn to Communicate With WARMTH

Ian's Messy Desk

Dale Carnegie said, “ It costs nothing, but creates much. Ian’s Messy Desk Helping you get the most out of the 24 hours in your day. Home About Contact Me Links Sitemap Learn to Communicate With WARMTH Posted by Ian McKenzie Written on October 22, 2010 If youre new here, you may want to subscribe to my RSS feed. Or, if you prefer, you can subscribe to my blog posts by e-mail. Thanks for visiting! W ear a smile – A smile is one of the strongest communication tools.

2010 168

Health Grows to 17.6% of U.S. Economy

Small Business Labs

health care costs.    government policy trendsIf like us you're worried about health care spending, there's some good news and some bad news.    The good news is U.S. health spending grew just 4% in 2009 , the lowest growth rate in the 50 years the government has tracked this data.    The bad news is, due to the recession, health spending hit an all time record of 17.6% of 2009 U.S.   Health spending was 16.6%

Health 142

Tax-Free Lunches to Kickstart the Economy and Create Jobs

Small Business Labs

Not cost much and be more effective than many government programs. government policyShashi Bellamkonda has a great post on the Smartblog for Restaurants on his tax-free lunch plan.    For those who don't know Shashi (probably unlikely if you're reading this - it seems like pretty much everyone in the small business and social media spaces knows Shashi), he the social media swami and director of social media for Network Solutions. His plan is simple. 

2011 121

Newsweek Sold for $1

Small Business Labs

Defining Small Business Innovation 2010 Top 10 Small Business Trends Intuit Future of Small Business Resources The Changing Face of Entrepreneurs The Connected World of Entrepreneurs Disclosure Policy Emergent Research works with corporate, government and non-profit clients.   As part of the sale, they agreed to pay $10 million in post acquisition costs and cover employee pension liabilities.

2010 151

The Millionaire's Tax and Small Business Jobs

Small Business Labs

  Small business hiring decision making is a complex process, but at a simple level it comes down to whether or not a new employees expected contribution exceeds the marginal cost of employment.    While $7500 is nothing to sneeze at, it's also a relatively small amount compared to the total cost of hiring a single new employee.    government policy

2011 135

My Health Care Risk Shift Mistake

Small Business Labs

   The bottom line: I spent over $800 for x-rays that should have cost me $37.    In addition to shifting decision making to consumers, it also shifts some of the health care cost risks.   These plans are both cost and tax efficient, but in exchange it's my responsibility to be a knowledgeable health care consumer.    government policy Intuit 2020 Trends Report trends

Health 130

The Workforce is on the Move…and so is Compensation

Bonnie Low-Krayman

Make no mistake – a workplace revolution is happening right now and these types of conversations, decisions, and new policies are being formulated right now. WORK FROM ANYWHERE IN ANY TIME ZONE + IN-OFFICE WORK = HYBRID = NEW POLICIES. COST ZONES. geographic pay policy.

2021 52

The Taylor Review: The British Government Looks at the Gig Economy

Small Business Labs

But it also warns against new national regulations or rules that reduce worker flexibility and/or greatly increase costs for gig economy companies.   Because of this, there are no easy answers, policies or laws that will make everyone happy. gig economy Government PolicyLast October the British government asked Matthew Taylor , the CEO of the Royal Society for the Arts (RSA) , to lead a study on the future of work with a focus on self-employment and the gig economy.

2017 56

Obamacare's Impact on Entrepreneurship and Self-Employment

Small Business Labs

In particular rising co-pays and deductibles are resulting in many not getting medical treatment due to high out of pocket costs. Government Policy Independent workers Small Business EconomyThere's no doubt the Affordable Care Act (ACA, or better known as Obamacare) has been a good for freelancers, the self-employed and other independent workers.

2017 59

Graham-Cassidy Healthcare Bill Likely Bad for the Independent Workerforce

Small Business Labs

  John McCain summed up the lack of information nicely when he said last week : “Nor could I support it without knowing how much it will cost, how it will affect insurance premiums, and how many people will be helped or hurt by it.”. gig economy Government Policy

2017 54

9 Things That Affect How Much You Pay for Car Insurance

Dumb Little Man

A newer, more expensive car costs more to insure because of its value. Cancelling a past policy, even if it’s with a different insurance company, can make future policies be more expensive. Your Other Insurance Policies.

2020 204

Love Living Life

Ian's Messy Desk

Ian’s Messy Desk Helping you get the most out of the 24 hours in your day. Home About Contact Me Links Sitemap Love Living Life Posted by Ian McKenzie Written on May 13, 2010 If youre new here, you may want to subscribe to my RSS feed. Or, if you prefer, you can subscribe to my blog posts by e-mail. Thanks for visiting! Related Posts: John 13:34 Top 100 Simple Living Blogs Let All Things Now Living Motivation Did you enjoy this post?

2010 100

The R's Of Employee Motivation

Ian's Messy Desk

If you think your employee’s poor performance is costing you profit, instead of overhauling your employee roster, why not try motivating them to become better employees ? Ian’s Messy Desk Helping you get the most out of the 24 hours in your day. Home About Contact Me Links Sitemap The R’s Of Employee Motivation Posted by Ian McKenzie Written on May 3, 2010 If youre new here, you may want to subscribe to my RSS feed.

2010 100

Hamilton, Jefferson and Trumpcare's Impact on the Self-Employed

Small Business Labs

The second thing to know is the wild claims being made by both sides - such as healthcare costs will drop dramatically or  it makes rape a pre-existing condition  - are just that, wild claims that do not reflect what's actually in the bill. Their subsidies are cut and in many cases their insurance costs will go up. They should see their insurance costs go down.   gig economy Government Policy on-demand economy self-employment

2017 43

Top 5 Tips for Avoiding Employment Lawsuits

The Small Business Blog

Effective Small Business Planning Strategy Planning your small business is the best way to avoid costly mistakes. Community for small business outsourcing and cost control. Planned Maintenance – Upgrade to WinWeb.com The Cost of Borrowing Small Office Tips Finding The Best Employees For Your Small Business Do You Need Encouraging To ‘Go Green’? Make certain that you have strong, unconfusing policies on employment. A good recordkeeping policy is essential.

2010 138