Guide To Life Insurance: How to Make Sure Your Policy Takes Care of You

Dumb Little Man

In this article, you’ll learn the best tricks to make sure your life insurance policy is prepared to take care of you and your family. Permanent or “whole life”, as some insurance agents are now calling it, is nothing more than a scam-like, highly complex product put together by insurance companies so they can charge large commission fees off you. In reality, the monthly premiums are almost always so much higher than for a similar term policy.

How Simple Policies Can Change Your Business

While this makes sense, it doesn’t mean you should ignore behind-the-scenes business administration tasks, such as setting policies. Policies that outline how you run various elements of your business, and why you do it that way, set boundaries and create a foundation for the business.

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Should Your Company be Recruiting from a Foreign Market?

Small Business CEO

Aside from the administrative headache associated with putting the required policies and processes in place, an international campaign must consider the best cultural and language practices.…

The Taylor Review: The British Government Looks at the Gig Economy

Small Business Labs

  The report calls for measures to help boost the rights of workers for companies such as Uber and the popular U.K. But it also warns against new national regulations or rules that reduce worker flexibility and/or greatly increase costs for gig economy companies.

2017 58

How Trumpcare Will Impact Self-Employment

Small Business Labs

  The reason is the proposed legislation allows insurance companies to charge up to 5 times the premium amounts for older people than younger people. Government Policy self-employment Small Business Economy

2017 73

Most Cities Embracing the Sharing Economy

Small Business Labs

It reports that 55% of cities have a good or very good relationship with sharing economy companies like Airbnb and Uber (see chart below; click to enlarge) and that 4 out of 5 cities support the growth of the sharing economy. Cities Have A “Very Poor” Relationship With Sharing Companies

2017 18

Hamilton, Jefferson and Trumpcare's Impact on the Self-Employed

Small Business Labs

The ACHA allows insurance companies to charge older people more than Obamacare does.    gig economy Government Policy on-demand economy self-employment

2017 36

Graham-Cassidy Healthcare Bill Likely Bad for the Independent Workerforce

Small Business Labs

Older independent workers (aged 50+) would likely be worse off due to potential changes in how insurance companies can charge older Americans. It's also likely that some states will allow insurance companies to charge more for preexisting conditions and also charge older independent worker more than allowed under Obamacare. gig economy Government Policy

2017 23

Incorporating Millennials Into Your Company

Small Business CEO

However, if your company is going to have longevity, you’ll need to capture the attention of millennials and incorporate them into your company. Consider Your BYOD Policy. For example, some companies use internal social networks for communication instead of email.

Encouraging U.S. Commerce Report on "Digital Matching Firms"

Small Business Labs

Lack of company oversight means untrained workers can pose a danger to consumers. Privacy dangers arising from the companies collecting a huge amount of personal information.   I was also recently on a panel with a senior policy person from the Department of Labor.   1099 Economy Contingent Workforce Freelance gig economy Government Policy on-demand economyThe U.S.

2016 33

Obamacare's Impact on Entrepreneurship and Self-Employment

Small Business Labs

Sam Altman, president of the well known tech accelerator Y-Combinato r, has a blog post with a series of quotes from Y-Combinator backed company founders who might not have been able to start their firms without Obamacare. Government Policy Independent workers Small Business Economy

2017 31

8 Factors That Determine Whether Your Company Would Benefit From a GSA Schedule

Small Business CEO

However, if you are like many companies, you may be uncertain whether your company is eligible to participate in the program and if you should invest the time needed to obtain a GSA Schedule Contract. So, how can you tell if your company would benefit from holding a GSA Schedule?

2012 18

Comparing Small Business Owners and High-Growth Entrepreneurs

Small Business Labs

  About 18 months ago we conducted a study to better understand if and how founders of high growth companies differ from their counterparts at more typical small businesses.  Motivation :  The top reason for starting a company according to high-growth entrepreneurs was "building wealth."    The main reason we're interested in this topic is we believe policy makers are too focused on high-growth companies and entrepreneurs. 

2011 53

Large Companies Recovering - Small Businesses Still in Recession

Small Business Labs

Defining Small Business Innovation 2010 Top 10 Small Business Trends Intuit Future of Small Business Resources The Changing Face of Entrepreneurs The Connected World of Entrepreneurs Disclosure Policy Emergent Research works with corporate, government and non-profit clients.

Considerations For Social Media Use In The Workplace

Small Business CEO

Company use of social media in the workplace is also increasing. Human resource and other company professionals are using social media sites to screen potential employees, monitor current employees and obtain information about competitors or customers. Provide a social media policy.

Why Your Office Needs a Green Workplace Policy

Eco-Office Gals

If you have an office without a green workspace policy, it’s about time to put one in place! There are a variety of reasons to implement such a green policy, and if you’re looking to do so, ways to do it simply and without great cost. They reflect well on your company.

Uber and Lyft Lawsuits & the On-Demand Economy

Small Business Labs

" As we've pointed out in the past  these lawsuits are a really big deal to on-demand and sharing economy companies.   If the courts find the drivers have been misclassified by Uber and Lyft and should have been classified as employees, the companies will face substantial fines and penalties. Because of this, expect the deep pocketed on-demand economy companies to vigorously defend themselves.

Legal 23

Using Twitter to get a company’s attention

Service Untitled

Here are some suggestions: Share your problem and tag the company’s Twitter account publicly which means you should include the Twitter handle within your message so all of your followers can see it. Google the company’s Twitter account.

Is Small Business Ownership the Great Equalizer?

Small Business Labs

  The median survey respondent's company has been in business roughly 9 years.  The   Our belief is once a business owner gets past the challenging early and mid-stage years and builds a viable company, educational background, ethnicity, race and gender differences have little impact on their firm's ability to compete.  government policy trends women

2011 33

Should Employees be Allowed to Use Social Media?

Small Business CEO

Nowadays many companies even have social media policies governing the ways that an employee can access social media in the work environment and whether they can at all. The Policy. Social Media social media at work workplace policies

My Health Care Risk Shift Mistake

Small Business Labs

  Companies have shifted responsibility for retirement, career planning and health care to employees and government at all levels have reduced social support services.    government policy Intuit 2020 Trends Report trendsI recently personally experienced one of the trends we follow - The Risk Shift.   The    The bottom line: I spent over $800 for x-rays that should have cost me $37.    Let me explain.

The Growth of Private Company Stock Exchanges

Small Business Labs

Defining Small Business Innovation 2010 Top 10 Small Business Trends Intuit Future of Small Business Resources The Changing Face of Entrepreneurs The Connected World of Entrepreneurs Disclosure Policy Emergent Research works with corporate, government and non-profit clients.

Wisconsin, Illinois Companies Feeling the Recovery

Small Business Labs

Defining Small Business Innovation 2010 Top 10 Small Business Trends Intuit Future of Small Business Resources The Changing Face of Entrepreneurs The Connected World of Entrepreneurs Disclosure Policy Emergent Research works with corporate, government and non-profit clients.

The Millionaire's Tax and Small Business Jobs

Small Business Labs

  These companies are almost all C corporations, so their hiring decisions are also not impacted by personal tax rates.    government policyLet me start by saying Smallbizlabs: (1) is pro-business; (2) thinks lower taxes are better than higher taxes; and, (3) prefers a smaller government.    We're also non-partisan, which means we don't let politics influence our research. 

2011 23

Adhering to the "Open Door" Policy

Professional Assistant Blog

Home About Me Advertise Adhering to the "Open Door" Policy By The Professional Assistant on Tuesday, February 19, 2008 Filed Under: Meetings , Prioritize I n my last job, I had my own office. We strive for an “open door” policy, but of course, there are times when the managers hold meetings or make phone calls and have their door closed. Just remember, if your company has an “open door” policy, please adhere to it.

‘WOW’ customer service has to be reliable and consistent

Service Untitled

Customer service has to become part of a company’s culture and with the ease and ability of finely tuned humans, these valuable employees must be able to make decisions on service at the very time it is needed. Companies just need to learn to do it better.

Small Business Labs: The Growth of Private Company Stock Exchanges

Small Business Labs

Defining Small Business Innovation 2010 Top 10 Small Business Trends Intuit Future of Small Business Resources The Changing Face of Entrepreneurs The Connected World of Entrepreneurs Disclosure Policy Emergent Research works with corporate, government and non-profit clients.

Measuring the Impact of the Invisible Economy of Independent Work

Small Business Labs

There's a growing view that the way economic statistics are collected and analyzed fails to reflect the economic and jobs impact of independent work - especially independent work created by new economy companies like Airbnb, Etsy and Elance.   Government Policy Independent workers trends

Getting back to the basics of effective customer service

Service Untitled

Customer service has always been a top priority for American Express as compared to the endless prompts and procedures of other credit card companies.

How policy and cost savings are helping to drive the uptake of low-energy, retrofit LED Lamps

Eco-Office Gals

Governments around the world have also increased awareness and uptake of low energy retrofit lamps through low cost loans to pay for upgrades that can be repaid through energy companies from the energy savings such as the Green Deal in UK. “The traditional GLS lamp is dead!”

Stepping It Up – What’s Stopping You?

Denise Aday

Donna’s gems and my take-ways (great stuff here for clients, too): You must be the CEO of your company – In other words, stop doing it all the work yourself! Tags: uncategorized boundaries collaboration delegation marketing mindset money motivation organization packages planning policies pricing services success systems teams virtual assistant

2010 24

NEW Canada Anti-Spam Law effective July 1 (And how not to be a spammer regardless of location.)

Denise Aday

Remember, regardless of laws and policies, spam is also in the eye of the beholder. Back to those laws and policies… The terms of service of most email marketing providers are stricter than the anti-spam laws themselves. ( CC by 2.0 photo by TeresaH12~~~bizzyazabee ).

Take lessons from the leaders in customer service

Service Untitled

With a 100 percent satisfaction guarantee and a one-year return policy, consumers find the entire buying and service experience fun and efficient. Culture Customer Satisfaction Customer Service Employees Little Things, Big Differences Specific Companies

5 Things to Remember in a New Job

On The Job

As the economy improves, many people are starting new jobs and learning how to work for a new company and a new boss. Take notes on instructions regarding procedures, company policies, names, etc.

2014 135

Employees of Large Corporation Not Happy at Work; The Self-Employed Are

Small Business Labs

  As the study infographic shows, only 27% of employees at large companies are happy at work. Key quote from PWC's report: Small companies often appear to have less bureaucracy, tighter cultures and more leniency around work policies. "Happiness"

2016 130

Social marketing 101: respond to your customers about social issues too

Service Untitled

Clients and customers love the personal touch and having the ability to comment on an issue; the problem arises however, when no one from the company responds back or follows up on a complaint, lack of service, or even a social issue. The company now claims to have organized a Down Task Force establishing a traceability system of new procedures. Angry Customers Behind the Scenes Customer Satisfaction Specific Companies

Is your customer service “naughty” or “nice?”

Service Untitled

Consumer Reports does qualify their list as neither an approval or disapproval of an organization as a whole, but Tod Marks, the senior editor and resident shopping expert states it is about “specific policies regarded as customer friendly.”

Do Green Employees Make Greener Companies?

Eco-Office Gals

The whole team must be on board, and this need for unity in the struggle is what makes environmentally conscious employees so vital in the development of green companies. Companies are both anchored and powered by their employees.

The Gig Economy Pivots to the Enterprise

Small Business Labs

Over the past few months there's been almost a stampede of gig economy companies talking about the corporate market and/or announcing new services, products or initiatives aimed at serving large corporations. First, big companies are starting to embrace the gig economy. 

2017 64

Will Small Businesses Drop Employee Health Coverage in 2014?

Small Business Labs

companies may drop their employee health insurance when provisions of the new health care law take effect in 2014.   government policyWe've looked at the new health care law and tried to understand and forecast what it means for small businesses.    Our quick summary:  we don't know and we don't think anyone else does.    Which is one reason why the topic is so controversial.  The

2014 13