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5 Long-Term Financial Goals and How to Achieve Them

Success

Pay off major debts Expected time: 5+ years Account types: Credit card debt, mortgage, student loans, car loans Getting out of debt is essential to the success of your other long-term financial goals. However, most people get started by creating estate planning documents like a will and taking out life insurance policies.

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How to Save Money on Your Car Insurance

Success

But it’s a good idea to review your policy to ensure you have the best car insurance and check for a better price every six to 12 months, depending on when your policy renews. There’s no guarantee that you’ll save hundreds of dollars by switching companies, but there are some things you can do to save money on car insurance.

Policies 136
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How My Experience as a Black Entrepreneur Shaped My Views on Building Financial Freedom

Success

When I returned to my office in Atlanta, I shared the nerve-wracking experience with my manager, one of the few Black directors in the company. And despite his willingness to let me vent, I couldn’t help but feel like I needed more from him, from my coworkers and from the company I worked for. Yeah, these things happen.

Medical 274
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Stacey Abrams’ New Co-Authored Book Details the Struggles Black Entrepreneurs Still Face and Why Business Partnership Differences Can Be Your Superpower

Success

At the same time, women-owned ventures account for just 16% of conventional small-business loans and 17 percent of Small Business Administration loans, even though female-owned firms make up a third of all small companies in the U.S. The COVID-19 pandemic exposed this inequity and misunderstanding by policy makers. get paid faster.

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Employee personnel files — what should and shouldn’t be included

BMT Office Administration

While some variance may occur between companies, certain papers commonly belong in these files and some definitely do not. Think of an employee’s personnel file as a history of the individual’s employment relationship with the company. Agreements related to the use of a company car or business credit card.

Filing 121
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The 12 Privacy Tips of Christmas

Ian's Messy Desk

Minimize the number of identification and credit cards carried. Tear/shred receipts, copies of credit applications, other documentation containing personal information, don’t just throw it in the garbage. Obscure credit card numbers on customer receipts. name, address, phone number) will be used.

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Employee Files: What to include, what to leave out, and what’s confidential

BMT Office Administration

Besides complying with federal and state laws, keeping employee records helps you stay organized, aids decision-making, and protects your company if a terminated employee files a lawsuit. That’s because these documents will provide evidence for why you chose to terminate a particular employee.

Filing 52