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Business Travel Is Back: How to Maximize Your Miles

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In a typical year, Jared Neff, owner of Neff Yacht Sales in Fort Lauderdale, Florida, travels for work a few times a month. Last year, COVID-related international travel bans kept Neff mostly grounded. He took three round-trip domestic flights the entire year and didn’t travel internationally at all. 1 Business or personal?

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6 Real-Life Budgeting Tips to Save More Money

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And I travel abroad every three months. The best part of traveling is being able to do it cheaply and often. It allows you to search the cheapest places to travel to by month. My friends are always asking how I travel so much. I make an average salary. I contribute to my 401(k) monthly. Well, practice. This is how.

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5 Smart Money Hacks to Help You Budget for the Holidays

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How can anyone on a budget relax about money during the holidays? Here are a few hacks I’ve used over the years to help me both budget and enjoy the holidays. Consider it my gift to you, my fellow budgeters. Still, having a fixed sum in my head that won’t put me over budget leaves me freer to enjoy what shopping I can do.

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How to Experience Luxury in Everyday Life

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But if that pick-me-up is what you need to help you get through the week, it’s OK to keep it in your budget and savor it. Enjoy that latte without shame but then look at other parts of your budget where you can cut back. Cashback points don’t come close to the interest charges you will pay when you carry a credit card balance.

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Everything You Need to Know About Emergency Funds

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If you’ve ever had to pull out a credit card to deal with a dentist or emergency vet bill, you likely know the pain of wondering how you’ll pay for an unexpected expense. This may take months, depending on how much room you have in your budget. Having an emergency fund can significantly reduce your money worries. Start slowly.

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How to Create a Personal Financial Plan

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Keeping your targets in front of you can be challenging when you feel pressured to say yes to friends during a night out or tempted to blow your budget in a moment of excitement. I travel the world and experience new things. Aggressively pay down credit card or other debt. Goal : Traveling.

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The Biggest Financial Mistakes to Avoid in Your 20s

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Not to mention, low wages, staggering student debt and compounding credit card debt. In the long run, this ignorance is bliss mentality only leads to more problems, whether it’s mounting credit card debt or puny retirement funds. Or perhaps travel is your top hobby, and you want to devote your dollars to trips abroad.