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NOVEMBER 18, 2021
According to a Gallup survey , only one in three Americans prepares a detailed household budget. And if you’re not a recent grad but someone who just wants to get those dollar signs situated, a budget’s a budget—it doesn’t discriminate, and everyone should have one. That’s a big red flag—you need a budget.
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APRIL 19, 2023
If you’ve ever had to pull out a credit card to deal with a dentist or emergency vet bill, you likely know the pain of wondering how you’ll pay for an unexpected expense. This may take months, depending on how much room you have in your budget. Having an emergency fund can significantly reduce your money worries. Start slowly.
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DECEMBER 29, 2023
New Year’s resolution ideas to improve personal finance Create a monthly budget. Empower yourself to live debt-free by paying down high-interest debts such as credit cards. Ideally, this should cover at least three to six months of living expenses in case you lose your job or have unexpected expenses like medical bills.
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JULY 3, 2022
But while it can be a convenient way to make purchases and get the things you need without using a credit card, it can also become a financial headache if you aren’t careful. Falling behind on payments can mean late fees and possibly even a dip in your credit score if the problem isn’t fixed quickly.
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APRIL 17, 2023
Employees who maintained a budget experienced significantly lower levels of stress and distraction at work during the pandemic,” according to a survey by You Need a Budget (YNAB). Such benefits can yield significant results.
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APRIL 24, 2023
Resilience , on the other hand, lets you keep moving through a challenging situation like a scary medical diagnosis or job loss while still being able to acknowledge that things are hard. Suppose you rack up credit card debt with a you-only-live-once attitude and haven’t developed a plan to repay that money.
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JUNE 12, 2022
Once you know how you’ll spend some of your free time, start to include some budget numbers in your plans. Include a buffer for inflation, rising medical and prescription costs and unexpected emergencies. If you’ve never really liked the idea of full retirement, consider what you’d be interested in doing as a second-act career.
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