Remove 2019 Remove Negotiating Remove Phones Remove Purchasing

8 Methods to Eliminate Credit Card Debt

Dumb Little Man

Negotiate with Providers. While the word “negotiate” makes most people automatically cringe, this vital skill can save those in extreme credit card debt. Your angle for negotiation is promising that they can at least get some of the money back if they are willing to offer you more favorable terms or a balance reduction. If your card has an extremely high-interest rate, start with negotiating that down, as this can often prevent the need for a balance transfer.

How to Encourage Good Money Habits in Children

Dumb Little Man

Even when you choose a new phone plan or an electricity company, talk about the pros and cons with them. When a family member’s birthday comes around, have your child dip into their “gifts” jar to purchase a small present. If they wish to earn money, more chores and pocket money can be negotiated on top of that. Your children are like sponges. Even when you think they aren’t watching, they’re taking in everything that you say and do.

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30 Easy Ways to Save Money You Probably Aren’t Doing Yet

Dumb Little Man

Humans simply have a very tough time resisting the temptation to purchase extras while shopping. Even worse is when your forget to purchase the actual item you came to the store for in the first place. Unless you have small kids in the house or older people to take care of, it is more than likely that you will be able to survive with only your mobile phones. This is especially true while purchasing any electronics. .

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