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8 Methods to Eliminate Credit Card Debt

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Negotiate with the company’s representatives over the phone and try multiple calls if needed. One extra tip for this step is to pick a target monthly payment on your credit cards and challenge yourself to reduce other categories to meet the goal – instead of starting with other expenses and putting whatever’s left over into your card category. Some things that sell might even be things that were purchased with credit cards in the first place!

Saving Half of Income: 5 Steps to Effortlessly Save Money Every Month

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The total of your monthly earnings is like a mini-map that guides you to your saving goal by informing you about your current position, destination, and journey. To proceed further down the rabbit hole, it is crucial to learn this lesson: Set a savings and spending goal for the next month. Example: January savings goal: 50% of monthly income. January spending goal: 50% of monthly income. “Payment Successful”. That’s it. Gone forever.

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How to Encourage Good Money Habits in Children

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Even when you choose a new phone plan or an electricity company, talk about the pros and cons with them. Look at the balance at the end of each month or set a goal to work towards. When a family member’s birthday comes around, have your child dip into their “gifts” jar to purchase a small present. Your children are like sponges. Even when you think they aren’t watching, they’re taking in everything that you say and do.

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Amazing Discount Strategies That Keep Your Sales Moving Upward

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Instead of announcing blanket discount offers like 15% off or $15 off on all purchases, a conditional discounting strategy keeps your margins protected. The following examples will explain this strategy: • Get an X % discount if you buy Y or number of items: This is also called volume discount aiming to entice customers to purchase products in large quantities. Reciprocally, the gym also offers discount vouchers to its loyal customers for purchasing from that sports clothing shop.

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How to Find an Affordable Engagement Ring — Without Sacrificing Quality

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Before you start shopping, take a hard look at your income, financial responsibilities, and future goals. But that doesn’t mean you have to derail other long-term goals to do it. At With Clarity, our main concern is that you love your ring, so our expert gemologists share these tips with countless customers on the phone each day — and now we’re sharing them with you.

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How to Apply Good Financial Habits to the Rest of Your Life

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Pure impulse purchases are bad for your finances and life. It might seem strange, but just the action of writing your goals down has a large impact on what you are actually able to accomplish. If that means turning off your phone and getting rid of push notifications, do it. It’s easy to see how having good money habits can make you feel better.

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List of 50 Great Word Games for Kids and Adults

Daily Writing Tips

10 Word Games You Can Play on Your Phone. These days, many writers are more likely to have their phone to hand than a pen and paper … and to be fair, there’s nothing wrong with that. You can easily make notes on a phone, whether by tapping them in or by recording them. Note: all of these are free to download, but most allow in-app purchases, and you may find you need to make a purchase to get the most out of them. #1:

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