When planning to save, it is not uncommon for people to become absorbed in monitoring their expenses while completely ignoring the essential piece. Guide to track all of your expenses. You will take note of every little expense- like down to.99 Because again, you probably have no clue what your previous month’s expenses were. Reduce the discreet flow of energy (Phantom Power) by unplugging cell phone chargers, TVs, and computers when you’re not using them. MORE

We’re humans just like you, so we know what other expenses you have. At With Clarity, our main concern is that you love your ring, so our expert gemologists share these tips with countless customers on the phone each day — and now we’re sharing them with you. Before making your purchase, check on some of the additional services your jeweler offers and the fees associated with them. MORE

Even when you choose a new phone plan or an electricity company, talk about the pros and cons with them. When a family member’s birthday comes around, have your child dip into their “gifts” jar to purchase a small present. If your child really desperately, insanely needs that amazing and expensive (and probably annoying and forgotten about in a week) toy, let them wait for their birthday. Your children are like sponges. MORE

86% of Americans celebrated this day in 2018, with $186 as the average expense per person. There were around 122 million phone calls to moms on Mother’s Day in the US alone. According to PEW Research, the number of phone calls on Mother’s Day is the highest compared to any day of the year. Around 1/4 of all flowers purchased in a year are bought on Mother’s Day. MORE

Negotiate with the company’s representatives over the phone and try multiple calls if needed. List all your income and all expenses and see what’s left over at the end of the month. Additionally, make sure to include budget lines for infrequent but expected expenses – like yearly insurance fees, back to school expenses, and Christmas gifts. A budget has two sides – income and expenses. MORE

With the way everything gets more expensive by the day, it is perhaps no surprise that marketing costs are on the rise, too. While SMS marketing gives you the ability to reach anyone with a mobile phone, it makes no sense to target people randomly. After you find one that suits your needs, sign up, and purchase a subscription. MORE

Humans simply have a very tough time resisting the temptation to purchase extras while shopping. Even worse is when your forget to purchase the actual item you came to the store for in the first place. Unless you have small kids in the house or older people to take care of, it is more than likely that you will be able to survive with only your mobile phones. Price check before buying anything expensive. This is especially true while purchasing any electronics. . MORE

Cons: A bit more expensive than many other alternatives. Pros: It’s designed to be fun and work like a game, so if you enjoy playing games on your mobile phone, this could be a great way to learn while you’re doing so. FluentU is expensive compared with other apps, especially if you want to learn just English (rather than several of the other languages included too). #6: You can also make in-app purchases for a wide range of advanced features (e.g. MORE

This leads most people to discard their phones, but it doesn’t have to be this way. There are still many surprising and creative things you can do with that old phone. You can download an eReader app to your old cell phone. As long as your phone is in good condition and unlocked, you can sell your old phone and turn a profit. You can turn your old phone into your very own VR headset ! But, there are a lot of phone mounting systems you can use. MORE