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8 Methods to Eliminate Credit Card Debt

Dumb Little Man

Negotiate with Providers. While the word “negotiate” makes most people automatically cringe, this vital skill can save those in extreme credit card debt. Negotiate with the company’s representatives over the phone and try multiple calls if needed.

How to Encourage Good Money Habits in Children

Dumb Little Man

When a family member’s birthday comes around, have your child dip into their “gifts” jar to purchase a small present. If your child really desperately, insanely needs that amazing and expensive (and probably annoying and forgotten about in a week) toy, let them wait for their birthday.

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30 Easy Ways to Save Money You Probably Aren’t Doing Yet

Dumb Little Man

Humans simply have a very tough time resisting the temptation to purchase extras while shopping. Even worse is when your forget to purchase the actual item you came to the store for in the first place. Price check before buying anything expensive.

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