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4 Steps Everyone in Their 20s Should Take to Beat a Potential Recession

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According to the Nationwide Retirement Institute, 15% of Gen Zers and millennials “reduced contributions to their 401(k) and similar retirement plans over the last year.” That might be bad news for those already in retirement or close to it—Americans lost about half a trillion dollars in wealth in the first quarter of 2022.

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5 Smart Money Hacks to Help You Budget for the Holidays

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Although you have until Tax Day to contribute to a Roth IRA (if you’re able to), this is the time of year that I usually reach out to my employer’s benefits department about increasing any contributions to company-sponsored retirement plans. Increase your income. Start your spring-cleaning early and sell everything you don’t want to keep.

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7 Money Mistakes You’re Making in Your 20s

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Some offer reward programs like cash back, grocery points or travel discounts that can be very worthwhile. It can also pad your emergency savings or get you $720 closer to your big savings goals like a house or retirement. Paying credit card interest or fees. A credit card can be a useful tool.

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Travel Blogger Karen Akpan Shares How She Journeyed From Debt to Economic Freedom

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I started my blog for fun, highlighting how you can travel and get discounts and do stuff on a budget. Now, Akpan makes it a point to ask people if they have a Roth individual retirement account. They calculated that their family of three could live off $2,000, so that was the minimum they targeted to make each month.

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Travel Blogger Karen Akpan Shares How She Journeyed From Debt to Economic Freedom

Success

I started my blog for fun, highlighting how you can travel and get discounts and do stuff on a budget. Now, Akpan makes it a point to ask people if they have a Roth individual retirement account. They calculated that their family of three could live off $2,000, so that was the minimum they targeted to make each month.

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How to Boost Online Sales

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An email sign-up form with a promise of something in return: This can be a discount code, free e-book or video related to your business, access to a free consultation or another giveaway. A financial planner’s online tool asks, “Are you saving enough for retirement?”. Quiz: Help customers pinpoint their needs.

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Future-Proof Your Career

Office Dynamics

I’m always amazed when I meet someone in the workplace and I ask them what their goals are for the next year or I talk to them about expanding their skill sets and they say to me, “I plan to coast until I retire. I think to myself, “How are you so sure everything is going to stay the same until you retire three or four years from now?”

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