Small Business Labs

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CB Insights Creator Economy Map and the Rise of Content Monetization

Small Business Labs

Examples include video editing software Kapwing, personalized video app Cameo, and creator credit card startup Karat — companies spanning use cases like content creation, fan interaction monetization, and financing solutions."

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Academic Studies Show Gig Work Increases Entrepreneurship an Acts as a Safety Net

Small Business Labs

.  Key qutoe: A new  working paper by John Nickerson, a visiting professor at MIT Sloan, presents a compelling picture of how the gig economy may alleviate situations like this, dampening demand for unemployment insurance while reducing both credit card debt and delinquency rates. 

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Paycheck Protection Program Loans Now Available for Independent Workers

Small Business Labs

New customers and even customers with just a bank account and/or credit card are a lower priority.   The banks are swamped with applications from small businesses and are prioritizing existing loan customers.    The fintech companies - Intuit, Square, Paypal, etc -  are also providing PPP loans. 

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Automation Helping the Self-Employed With Their Taxes - And Making Them More Productive

Small Business Labs

 It proactively uncovers business expenses by gathering and automatically scanning bank accounts and credit card transactions.   This tool is especially useful for those who mix business and personal expenses on credit cards, something most independent workers, freelancers and part-time self-employed workers do.

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Google Wallet Shows the Future of Mobile Payments

Small Business Labs

Google Wallet is a software product designed to replace the physical credit cards most of us carry around and use to pay for things.  Currently Google Wallet, which requires a special NFC chip, is only supported by 1 phone (Sprint's Nexus S) and 1 credit card (Citibank MasterCard).   

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Mobile and P2P Payments Options Exploding

Small Business Labs

  Visa:   The credit card giant recently announced a new service that will allow U.S. Visa card holders to send and receive funds from other Visa cardholders anywhere in the world.    It makes taking credit cards so easy and cheap, even the Girl Scouts are using it.    . 

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BI Forecast: Beacons Will Change Retail

Small Business Labs

The report goes on to say that Beacons are the most important retail technology since mobile mobile credit card readers. .  According to a recent report by Business Insider (registration required), a relatively new technology called Beacons  is poised to deliver this capability.