Remove Clothes Remove Credit Card Remove Phones Remove Restaurants
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How to Create a Budget: 6 Steps to Get You on the Path to Financial Security

Success

We all know expenses exist, but the numbers keep adding up—rent, water, trash, electricity, cable, Internet, car insurance, renter’s insurance, gas, cell phone. Be realistic when you’re setting budgets for each category—you need to eat (groceries), but you probably don’t need that chevron maxi skirt (shopping/clothing).

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Minimum Life Traveling Baggage

Brilliantly Better

So, I usually take with me my identity card (in Europe I can travel only with that, I don’t need a passport), my driver license and my passport. In the form of the most used currencies (USD, Euros) or debit cards. I own only one credit card and I keep it topped most of the time, just as an emergency package.

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44 Ways to Kick-Start Your New Year

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Call one of your children on the phone. I often think I need new clothes, but when I clean out or organize my closet, I realize I have lots of options and everything I need at my fingertips. Cut up credit cards. Clean out your closet and donate unwanted clothes to charity. Spend an hour with your spouse.

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How to Plan Business Travel & Business Travel Planning Checklists

Office Dynamics

Main contact''s cell phone number (for emergencies or in-transit arrival delays or changes). Unneeded credit cards. o Restaurant, club or other facility? Restaurant Name: __. Address: Phone: _. To Pack: Cell phone. Cell phone charger (or Universal charger). Business cards. Phone #: __.

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